US Metro Bank
Garden Grove, CA
IDRSSD: 3470154
Total Assets
$1.55B
Latest filing
Total Deposits
$1.35B
Latest filing
Net Interest Margin
3.23%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
US Metro Bank
9866 Garden Grove Blvd
Garden Grove, CA 92844
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/15/2006FDIC Certificate 445960
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| US Metro Bank (Main) | 9866 Garden Grove Blvd | Garden Grove, CA |
| WILSHIRE BRANCH | 3580 Wilshire Blvd Ste 101 | Los Angeles, CA |
| ANAHEIM BRANCH | 1055 N Tustin Ave | Anaheim, CA |
| DOWNTOWN LA | 807 E 12th St | Los Angeles, CA |
| FULLERTON BRANCH | 5401 Beach Blvd | Buena Park, CA |
| NEW YORK CITY LPO | 31 W 34th St | New York, NY |
| DULUTH LPO | 3473 Satellite Blvd | Duluth, GA |
| TORRANCE BRANCH | 2742 Sepulveda Blvd | Torrance, CA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/15/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92844 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 189 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 09/15/2006 |
| Primary Insurance Agency | DIF |
| Website | http://WWW.USMETROBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 58310 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.55B |
| Total Deposits | $1.35B |
| Total Liabilities | $1.39B |
| Total Equity Capital | $156.41M |
| Net Income | $3.09M |
| Net Loans and Leases | $1.26B |
| Assets Per Employee ($Millions) | $7.64M |
| Bank Premises and Fixed Assets | $6.47M |
| Cash and Balances due from Depository Institutions | $200.19M |
| Deposits Held in Domestic Offices | $1.35B |
Key Performance Ratios
| Return on Assets (ROA) | 0.79% |
| Return on Equity (ROE) | 8.39% |
| Net Interest Margin | 3.23% |
| Efficiency Ratio | 66.25% |
| Tier 1 Risk-Based Capital Ratio | 12.85% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.075% |
| Earning Assets to total Assets | 96.59% |
Income and Expense
| Total Interest Income | $23.22M |
| Total Noninterest Income | $5.80M |
| Total Interest Expense | $11.07M |
| Total Noninterest Expense | $11.89M |
| Net Interest Income | $12.15M |
| Pre-tax Net Operating Income | $4.36M |
| Provision for Credit Losses | $1.70M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.37M |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.81M |
| Total Liabilities and Capital | $1.55B |
Securities
| Securities | $49.55M |
| Available-for-sale debt securities | $49.55M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of US Metro Bank?
$1.55B as of the latest filing.
How much are US Metro Bank's total deposits?
$1.35B in total deposits.
Where is US Metro Bank located?
Garden Grove, CA.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
11.
When was it established?
09/15/2006.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$1.26B (latest filing).
What is the total interest income (latest filing)?
$23.22M.