Community West Bank

Fresno, CA
IDRSSD: 703767
Total Assets
$3.61B
Latest filing
Total Deposits
$3.08B
Latest filing
Net Interest Margin
4.45%
Profitability

Locations

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Main Office
Community West Bank
7100 N Financial Dr
Fresno, CA 93720
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/10/1980FDIC Certificate 16124

Branches (30)

Page 1 of 5
NameAddressCity / State
Community West Bank (Main)7100 N Financial DrFresno, CA
FOOTHILL BRANCH29430 Auberry RdPrather, CA
CLOVIS HERNDON BRANCH1795 Herndon AveClovis, CA
RIVER PARK BRANCH8375 N Fresno StFresno, CA
GOLETA ADMIN OFFICE BRANCH445 Pine AveGoleta, CA
VENTURA BRANCH1463 S Victoria AveVentura, CA
VENTURA CNTY MESSENGER SERVE BRANCH1463 S Victoria AveVentura, CA
FIG GARDEN BRANCH5180 N Palm AveFresno, CA
Showing 7 of 30

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/10/1980
Community BankNo
Ownership TypeNot Mutual
ZIP93720
State and County Number06019
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameFresno, CA

Operational Info

Number of Employees342
Domestic Offices31
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/01/2024
Date of Deposit Insurance01/10/1980
Primary Insurance AgencyDIF
Websitewww.communitywestbank.com
Data Updated11/14/2025
CERT23030
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.61B
Total Deposits$3.08B
Total Liabilities$3.14B
Total Equity Capital$463.36M
Net Income$11.79M
Net Loans and Leases$2.42B
Assets Per Employee ($Millions)$10.68M
Bank Premises and Fixed Assets$33.33M
Cash and Balances due from Depository Institutions$121.50M
Deposits Held in Domestic Offices$3.08B

Key Performance Ratios

Return on Assets (ROA)1.31%
Return on Equity (ROE)10.37%
Net Interest Margin4.45%
Efficiency Ratio55.4%
Tier 1 Risk-Based Capital Ratio13.903%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.842%
Earning Assets to total Assets90.63%

Income and Expense

Total Interest Income$47.13M
Total Noninterest Income$2.74M
Total Interest Expense$11.04M
Total Noninterest Expense$21.76M
Net Interest Income$36.09M
Pre-tax Net Operating Income$16.40M
Provision for Credit Losses$667.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$20.00M
Federal Funds Sold & Reverse Repurchase Agreement$56.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$48.02M
Total Liabilities and Capital$3.61B

Securities

Securities$766.93M
Available-for-sale debt securities$473.07M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$287.81M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community West Bank?
$3.61B as of the latest filing.
How much are Community West Bank's total deposits?
$3.08B in total deposits.
Where is Community West Bank located?
Fresno, CA.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
31.
When was it established?
01/10/1980.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$2.42B (latest filing).
What is the total interest income (latest filing)?
$47.13M.