First Northern Bank of Dixon
Dixon, CA
IDRSSD: 783161
Total Assets
$1.91B
Latest filing
Total Deposits
$1.68B
Latest filing
Net Interest Margin
3.96%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Northern Bank of Dixon
195 N 1st St
Dixon, CA 95620
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1910FDIC Certificate 2228
Branches (20)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Northern Bank of Dixon (Main) | 195 N 1st St | Dixon, CA |
| WINTERS BRANCH | 48 Main St | Winters, CA |
| DAVIS BRANCH | 434 2nd St | Davis, CA |
| WEST SACRAMENTO BRANCH | 1300 Harbor Blvd | West Sacramento, CA |
| DIXON EXTENSION BRANCH | 210 Stratford Ave | Dixon, CA |
| OLIVER ROAD BRANCH | 1455 Oliver Rd | Fairfield, CA |
| WOODLAND BRANCH | 11 W Court St | Woodland, CA |
| COURIER SERVICE BRANCH | 210 Stratford Ave | Dixon, CA |
Showing 7 of 20
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/02/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 95620 |
| State and County Number | 06095 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Vallejo, CA |
Operational Info
| Number of Employees | 197 |
| Domestic Offices | 21 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/20/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thatsmybank.com |
| Data Updated | 01/30/2026 |
| CERT | 3440 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.91B |
| Total Deposits | $1.68B |
| Total Liabilities | $1.70B |
| Total Equity Capital | $209.56M |
| Net Income | $6.03M |
| Net Loans and Leases | $1.05B |
| Assets Per Employee ($Millions) | $9.37M |
| Bank Premises and Fixed Assets | $14.10M |
| Cash and Balances due from Depository Institutions | $155.73M |
| Deposits Held in Domestic Offices | $1.68B |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 11.7% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 59.81% |
| Tier 1 Risk-Based Capital Ratio | 17.631% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.969% |
| Earning Assets to total Assets | 94.07% |
Income and Expense
| Total Interest Income | $21.69M |
| Total Noninterest Income | $1.50M |
| Total Interest Expense | $3.96M |
| Total Noninterest Expense | $11.68M |
| Net Interest Income | $17.73M |
| Pre-tax Net Operating Income | $8.40M |
| Provision for Credit Losses | $-850,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.24M |
| Other borrowed funds | $5.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.99M |
| Total Liabilities and Capital | $1.91B |
Securities
| Securities | $617.24M |
| Available-for-sale debt securities | $617.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Northern Bank of Dixon?
$1.91B as of the latest filing.
How much are First Northern Bank of Dixon's total deposits?
$1.68B in total deposits.
Where is First Northern Bank of Dixon located?
Dixon, CA.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
21.
When was it established?
01/02/1910.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$1.05B (latest filing).
What is the total interest income (latest filing)?
$21.69M.