Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA
IDRSSD: 653134
Total Assets
$449.54M
Latest filing
Total Deposits
$324.54M
Latest filing
Net Interest Margin
4.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers-Merchants Bank & Trust Company
100 S Main St
Breaux Bridge, LA 70517
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1932FDIC Certificate 5981
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers-Merchants Bank & Trust Company (Main) | 100 S Main St | Breaux Bridge, LA |
| ARNAUDVILLE BRANCH | 1012 Sloan St | Arnaudville, LA |
| PARK PLAZA BRANCH | 929 Rees St | Breaux Bridge, LA |
| LAFAYETTE BRANCH | 1525 Ambassador Caffery Pkwy | Lafayette, LA |
| GRAND POINT BRANCH | 2829 Grand Point Hwy | Breaux Bridge, LA |
| FM BANK - PINHOOK BRANCH | 2110 W Pinhook Rd | Lafayette, LA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70517 |
| State and County Number | 22099 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fmbanking.com |
| Data Updated | 11/14/2025 |
| CERT | 9327 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $449.54M |
| Total Deposits | $324.54M |
| Total Liabilities | $390.31M |
| Total Equity Capital | $59.22M |
| Net Income | $2.10M |
| Net Loans and Leases | $247.67M |
| Assets Per Employee ($Millions) | $5.62M |
| Bank Premises and Fixed Assets | $6.96M |
| Cash and Balances due from Depository Institutions | $42.16M |
| Deposits Held in Domestic Offices | $324.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.87% |
| Return on Equity (ROE) | 14.56% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 60.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.174% |
| Earning Assets to total Assets | 93.1% |
Income and Expense
| Total Interest Income | $5.95M |
| Total Noninterest Income | $770.00k |
| Total Interest Expense | $1.35M |
| Total Noninterest Expense | $3.25M |
| Net Interest Income | $4.61M |
| Pre-tax Net Operating Income | $2.10M |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $70.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.76M |
| Total Liabilities and Capital | $449.54M |
Securities
| Securities | $136.84M |
| Available-for-sale debt securities | $136.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $64.02M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers-Merchants Bank & Trust Company?
$449.54M as of the latest filing.
How much are Farmers-Merchants Bank & Trust Company's total deposits?
$324.54M in total deposits.
Where is Farmers-Merchants Bank & Trust Company located?
Breaux Bridge, LA.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1932.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$247.67M (latest filing).
What is the total interest income (latest filing)?
$5.95M.