Gibsland Bank & Trust Company

Gibsland, LA
IDRSSD: 734350
Total Assets
$528.13M
Latest filing
Total Deposits
$440.17M
Latest filing
Net Interest Margin
4.89%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/15/1948
Community BankYes
Ownership TypeNot Mutual
ZIP71028
State and County Number22013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees106
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/15/1948
Primary Insurance AgencyDIF
Websitewww.gbt.bank
Data Updated11/14/2025
CERT16689
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$528.13M
Total Deposits$440.17M
Total Liabilities$442.78M
Total Equity Capital$85.36M
Net Income$1.84M
Net Loans and Leases$372.12M
Assets Per Employee ($Millions)$5.18M
Bank Premises and Fixed Assets$15.28M
Cash and Balances due from Depository Institutions$35.34M
Deposits Held in Domestic Offices$440.17M

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)8.78%
Net Interest Margin4.89%
Efficiency Ratio67.57%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.162%
Earning Assets to total Assets90.04%

Income and Expense

Total Interest Income$7.91M
Total Noninterest Income$1.23M
Total Interest Expense$2.11M
Total Noninterest Expense$4.75M
Net Interest Income$5.80M
Pre-tax Net Operating Income$2.28M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$10.84M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.61M
Total Liabilities and Capital$528.13M

Securities

Securities$76.51M
Available-for-sale debt securities$74.47M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.04M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Gibsland Bank & Trust Company?
$528.13M as of the latest filing.
How much are Gibsland Bank & Trust Company's total deposits?
$440.17M in total deposits.
Where is Gibsland Bank & Trust Company located?
Gibsland, LA.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
13.
When was it established?
04/15/1948.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$372.12M (latest filing).
What is the total interest income (latest filing)?
$7.91M.