North Valley Bank

Thornton, CO
IDRSSD: 350750
Total Assets
$260.41M
Latest filing
Total Deposits
$214.87M
Latest filing
Net Interest Margin
5.57%
Profitability

Key People

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Locations

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Main Office
North Valley Bank
9001 Washington St
Thornton, CO 80229
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/25/1963FDIC Certificate 12579

Branches (1)

Page 1 of 1
NameAddressCity / State
North Valley Bank (Main)9001 Washington StThornton, CO
BROOMFIELD TOWN CENTRE BRANCH1210 E 1st AveBroomfield, CO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/25/1963
Community BankYes
Ownership TypeNot Mutual
ZIP80229
State and County Number08001
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDenver-Aurora-Lakewood, CO

Operational Info

Number of Employees33
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/25/1963
Primary Insurance AgencyDIF
Websitewww.nvbank.bank
Data Updated01/30/2026
CERT18710
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$260.41M
Total Deposits$214.87M
Total Liabilities$226.28M
Total Equity Capital$34.13M
Net Income$1.74M
Net Loans and Leases$227.20M
Assets Per Employee ($Millions)$7.89M
Bank Premises and Fixed Assets$2.96M
Cash and Balances due from Depository Institutions$25.21M
Deposits Held in Domestic Offices$214.87M

Key Performance Ratios

Return on Assets (ROA)2.68%
Return on Equity (ROE)20.55%
Net Interest Margin5.57%
Efficiency Ratio46.32%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.29%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.105%
Earning Assets to total Assets96.1%

Income and Expense

Total Interest Income$4.80M
Total Noninterest Income$104.00k
Total Interest Expense$1.30M
Total Noninterest Expense$1.67M
Net Interest Income$3.50M
Pre-tax Net Operating Income$1.74M
Provision for Credit Losses$190.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$3.00M
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.42M
Total Liabilities and Capital$260.41M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of North Valley Bank?
$260.41M as of the latest filing.
How much are North Valley Bank's total deposits?
$214.87M in total deposits.
Where is North Valley Bank located?
Thornton, CO.
What is the Net Interest Margin?
5.57%.
How many domestic offices does it operate?
2.
When was it established?
02/25/1963.
What is the Return on Assets (ROA)?
2.68%.
How much are total loans and leases?
$227.20M (latest filing).
What is the total interest income (latest filing)?
$4.80M.