North Valley Bank

Thornton, CO
IDRSSD: 350750
Total Assets
$258.99M
Latest filing
Total Deposits
$210.00M
Latest filing
Net Interest Margin
5.64%
Profitability

Locations

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Main Office
North Valley Bank
9001 Washington St
Thornton, CO 80229
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/25/1963FDIC Certificate 12579

Branches (1)

Page 1 of 1
NameAddressCity / State
North Valley Bank (Main)9001 Washington StThornton, CO
BROOMFIELD TOWN CENTRE BRANCH1210 E 1st AveBroomfield, CO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/25/1963
Community BankYes
Ownership TypeNot Mutual
ZIP80229
State and County Number08001
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDenver-Aurora-Lakewood, CO

Operational Info

Number of Employees34
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/25/1963
Primary Insurance AgencyDIF
Websitewww.nvbank.bank
Data Updated11/14/2025
CERT18710
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$258.99M
Total Deposits$210.00M
Total Liabilities$225.28M
Total Equity Capital$33.70M
Net Income$1.88M
Net Loans and Leases$227.49M
Assets Per Employee ($Millions)$7.85M
Bank Premises and Fixed Assets$2.52M
Cash and Balances due from Depository Institutions$26.62M
Deposits Held in Domestic Offices$210.00M

Key Performance Ratios

Return on Assets (ROA)2.87%
Return on Equity (ROE)22.45%
Net Interest Margin5.64%
Efficiency Ratio43.13%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.34%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.013%
Earning Assets to total Assets97.27%

Income and Expense

Total Interest Income$4.96M
Total Noninterest Income$106.00k
Total Interest Expense$1.36M
Total Noninterest Expense$1.59M
Net Interest Income$3.59M
Pre-tax Net Operating Income$1.88M
Provision for Credit Losses$225.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$14.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.28M
Total Liabilities and Capital$258.99M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of North Valley Bank?
$258.99M as of the latest filing.
How much are North Valley Bank's total deposits?
$210.00M in total deposits.
Where is North Valley Bank located?
Thornton, CO.
What is the Net Interest Margin?
5.64%.
How many domestic offices does it operate?
2.
When was it established?
02/25/1963.
What is the Return on Assets (ROA)?
2.87%.
How much are total loans and leases?
$227.49M (latest filing).
What is the total interest income (latest filing)?
$4.96M.