The First National Bank in Trinidad
Trinidad, CO
IDRSSD: 474058
Total Assets
$255.99M
Latest filing
Total Deposits
$240.71M
Latest filing
Net Interest Margin
3.69%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank in Trinidad
100 E Main St
Trinidad, CO 81082
Full Service - Brick and Mortar
Updated 04/10/2026Established 04/16/1875FDIC Certificate 9117
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank in Trinidad (Main) | 100 E Main St | Trinidad, CO |
| MOTOR BANK BRANCH | 122 E First St | Trinidad, CO |
| HUERFANO COUNTY BRANCH | 135 W 6th St | Walsenburg, CO |
| WAL-MART BRANCH | 2921 Toupal Dr | Trinidad, CO |
| LOAN PRODUCTION BRANCH | 1246 S 2nd St | Raton, NM |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/16/1875 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81082 |
| State and County Number | 08071 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/13/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.FNBTRINIDAD.COM |
| Data Updated | 04/10/2026 |
| CERT | 14584 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $255.99M |
| Total Deposits | $240.71M |
| Total Liabilities | $240.91M |
| Total Equity Capital | $15.08M |
| Net Income | $284.00k |
| Net Loans and Leases | $137.58M |
| Assets Per Employee ($Millions) | $4M |
| Bank Premises and Fixed Assets | $8.79M |
| Cash and Balances due from Depository Institutions | $15.96M |
| Deposits Held in Domestic Offices | $240.71M |
Key Performance Ratios
| Return on Assets (ROA) | 0.44% |
| Return on Equity (ROE) | 7.39% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 86.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.89% |
| Earning Assets to total Assets | 90.47% |
Income and Expense
| Total Interest Income | $2.61M |
| Total Noninterest Income | $201.00k |
| Total Interest Expense | $460.00k |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $2.15M |
| Pre-tax Net Operating Income | $284.00k |
| Provision for Credit Losses | $24.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $197.00k |
| Total Liabilities and Capital | $255.99M |
Securities
| Securities | $82.78M |
| Available-for-sale debt securities | $82.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank in Trinidad?
$255.99M as of the latest filing.
How much are The First National Bank in Trinidad's total deposits?
$240.71M in total deposits.
Where is The First National Bank in Trinidad located?
Trinidad, CO.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
5.
When was it established?
04/16/1875.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$137.58M (latest filing).
What is the total interest income (latest filing)?
$2.61M.