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The First National Bank in Trinidad

Trinidad, CO
IDRSSD: 474058
Total Assets
$258.16M
Latest filing
Total Deposits
$244.18M
Latest filing
Net Interest Margin
3.69%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date04/16/1875
Community BankYes
Ownership TypeNot Mutual
ZIP81082
State and County Number08071
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees64
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/13/1934
Primary Insurance AgencyDIF
Websitehttp://www.FNBTRINIDAD.COM
Data Updated11/14/2025
CERT14584
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$258.16M
Total Deposits$244.18M
Total Liabilities$244.32M
Total Equity Capital$13.84M
Net Income$497.00k
Net Loans and Leases$145.13M
Assets Per Employee ($Millions)$4.03M
Bank Premises and Fixed Assets$8.89M
Cash and Balances due from Depository Institutions$7.14M
Deposits Held in Domestic Offices$244.18M

Key Performance Ratios

Return on Assets (ROA)0.76%
Return on Equity (ROE)16.52%
Net Interest Margin3.69%
Efficiency Ratio78.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets5.36%
Earning Assets to total Assets90.24%

Income and Expense

Total Interest Income$2.75M
Total Noninterest Income$227.00k
Total Interest Expense$568.00k
Total Noninterest Expense$1.88M
Net Interest Income$2.18M
Pre-tax Net Operating Income$497.00k
Provision for Credit Losses$31.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$143.00k
Total Liabilities and Capital$258.16M

Securities

Securities$85.87M
Available-for-sale debt securities$85.87M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank in Trinidad?
$258.16M as of the latest filing.
How much are The First National Bank in Trinidad's total deposits?
$244.18M in total deposits.
Where is The First National Bank in Trinidad located?
Trinidad, CO.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
5.
When was it established?
04/16/1875.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$145.13M (latest filing).
What is the total interest income (latest filing)?
$2.75M.