Bank Irvine

Irvine, CA
IDRSSD: 5788705
Total Assets
$248.77M
Latest filing
Total Deposits
$178.90M
Latest filing
Net Interest Margin
3.96%
Profitability

Locations

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Main Office
Bank Irvine
6201 Oak Canyon, Suite 150
Irvine, CA 92618
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/18/2022FDIC Certificate 640695

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Bank Irvine (Main)6201 Oak Canyon, Suite 150Irvine, CA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/18/2022
Community BankYes
Ownership TypeNot Mutual
ZIP92618
State and County Number06059
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees25
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance10/18/2022
Primary Insurance AgencyDIF
Websitewww.bankirvine.com
Data Updated11/14/2025
CERT59296
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$248.77M
Total Deposits$178.90M
Total Liabilities$181.04M
Total Equity Capital$67.73M
Net Income$607.00k
Net Loans and Leases$190.56M
Assets Per Employee ($Millions)$9.95M
Bank Premises and Fixed Assets$664.00k
Cash and Balances due from Depository Institutions$50.43M
Deposits Held in Domestic Offices$178.90M

Key Performance Ratios

Return on Assets (ROA)1.01%
Return on Equity (ROE)3.6%
Net Interest Margin3.96%
Efficiency Ratio56.62%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets27.225%
Earning Assets to total Assets98.37%

Income and Expense

Total Interest Income$3.81M
Total Noninterest Income$16.00k
Total Interest Expense$1.46M
Total Noninterest Expense$1.34M
Net Interest Income$2.35M
Pre-tax Net Operating Income$867.00k
Provision for Credit Losses$159.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.32M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.15M
Total Liabilities and Capital$248.77M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank Irvine?
$248.77M as of the latest filing.
How much are Bank Irvine's total deposits?
$178.90M in total deposits.
Where is Bank Irvine located?
Irvine, CA.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
1.
When was it established?
10/18/2022.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$190.56M (latest filing).
What is the total interest income (latest filing)?
$3.81M.