First Foundation Bank
Irvine, CA
IDRSSD: 3637685
Total Assets
$11.89B
Latest filing
Total Deposits
$9.32B
Latest filing
Net Interest Margin
1.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Foundation Bank
18101 Von Karman Ave
Irvine, CA 92612
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/2007FDIC Certificate 461041
Branches (29)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| First Foundation Bank (Main) | 18101 Von Karman Ave | Irvine, CA |
| BIG BEAR LAKE BRANCH | 40865 Big Bear Blvd | Big Bear Lake, CA |
| LUCERNE VALLEY BRANCH | 32946d State Highway 18 | Lucerne Valley, CA |
| RUNNING SPRINGS BRANCH | 31565 Hilltop Blvd | Running Springs, CA |
| SEAL BEACH BRANCH | 13962 Seal Beach Blvd | Seal Beach, CA |
| CROSSPOINTE BRANCH | 1055 Crosspointe Dr | Naples, FL |
| MARCO BRANCH | 775 Bald Eagle Dr | Marco Island, FL |
| INDIAN WELLS BRANCH | 74850 Us Highway 111 | Indian Wells, CA |
Showing 7 of 29
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/2007 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 92612 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 509 |
| Domestic Offices | 30 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/21/2024 |
| Date of Deposit Insurance | 10/01/2007 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstfoundationinc.com |
| Data Updated | 11/14/2025 |
| CERT | 58647 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $11.89B |
| Total Deposits | $9.32B |
| Total Liabilities | $10.82B |
| Total Equity Capital | $1.06B |
| Net Income | $-136,144,000 |
| Net Loans and Leases | $7.67B |
| Assets Per Employee ($Millions) | $23.4M |
| Bank Premises and Fixed Assets | $38.27M |
| Cash and Balances due from Depository Institutions | $1.73B |
| Deposits Held in Domestic Offices | $9.32B |
Key Performance Ratios
| Return on Assets (ROA) | -4.65% |
| Return on Equity (ROE) | -48.36% |
| Net Interest Margin | 1.74% |
| Efficiency Ratio | 86.59% |
| Tier 1 Risk-Based Capital Ratio | 13.16% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.947% |
| Earning Assets to total Assets | 97.26% |
Income and Expense
| Total Interest Income | $135.92M |
| Total Noninterest Income | $8.36M |
| Total Interest Expense | $86.69M |
| Total Noninterest Expense | $50.15M |
| Net Interest Income | $49.24M |
| Pre-tax Net Operating Income | $-57,597,000 |
| Provision for Credit Losses | $65.05M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $6.21M |
| Other borrowed funds | $1.40B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $22.06M |
| All Other Liabilities | $79.56M |
| Total Liabilities and Capital | $11.89B |
Securities
| Securities | $2.20B |
| Available-for-sale debt securities | $1.56B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $647.62M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Foundation Bank?
$11.89B as of the latest filing.
How much are First Foundation Bank's total deposits?
$9.32B in total deposits.
Where is First Foundation Bank located?
Irvine, CA.
What is the Net Interest Margin?
1.74%.
How many domestic offices does it operate?
30.
When was it established?
10/01/2007.
What is the Return on Assets (ROA)?
-4.65%.
How much are total loans and leases?
$7.67B (latest filing).
What is the total interest income (latest filing)?
$135.92M.