California Business Bank
Irvine, CA
IDRSSD: 3390337
Total Assets
$128.35M
Latest filing
Total Deposits
$106.97M
Latest filing
Net Interest Margin
3.63%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
California Business Bank
3200 El Camino Real
Irvine, CA 92602
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/2005FDIC Certificate 436956
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| California Business Bank (Main) | 3200 El Camino Real | Irvine, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92602 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 11/01/2005 |
| Primary Insurance Agency | DIF |
| Website | http://www.californiabusinessbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58037 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $128.35M |
| Total Deposits | $106.97M |
| Total Liabilities | $111.40M |
| Total Equity Capital | $16.95M |
| Net Income | $119.00k |
| Net Loans and Leases | $84.66M |
| Assets Per Employee ($Millions) | $8.56M |
| Bank Premises and Fixed Assets | $102.00k |
| Cash and Balances due from Depository Institutions | $11.35M |
| Deposits Held in Domestic Offices | $106.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 2.82% |
| Net Interest Margin | 3.63% |
| Efficiency Ratio | 92.07% |
| Tier 1 Risk-Based Capital Ratio | 17.59% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.203% |
| Earning Assets to total Assets | 92.93% |
Income and Expense
| Total Interest Income | $1.69M |
| Total Noninterest Income | $480.00k |
| Total Interest Expense | $670.00k |
| Total Noninterest Expense | $1.38M |
| Net Interest Income | $1.02M |
| Pre-tax Net Operating Income | $119.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $30.28M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.43M |
| Total Liabilities and Capital | $128.35M |
Securities
| Securities | $977.00k |
| Available-for-sale debt securities | $977.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of California Business Bank?
$128.35M as of the latest filing.
How much are California Business Bank's total deposits?
$106.97M in total deposits.
Where is California Business Bank located?
Irvine, CA.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
1.
When was it established?
11/01/2005.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$84.66M (latest filing).
What is the total interest income (latest filing)?
$1.69M.