Commercial Bank of California
Irvine, CA
IDRSSD: 3189063
Total Assets
$3.85B
Latest filing
Total Deposits
$3.22B
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Commercial Bank of California
19752 Macarthur Blvd
Irvine, CA 92612
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/15/2003FDIC Certificate 363419
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Commercial Bank of California (Main) | 19752 Macarthur Blvd | Irvine, CA |
| ORANGE COUNTY BRANCH | 575 Anton Blvd | Costa Mesa, CA |
| FAIRFAX BRANCH | 145 S Fairfax Ave Ste 100 | Los Angeles, CA |
| COMMUNITY BANK OF THE BAY BRANCH | 180 Grand Ave | Oakland, CA |
| SANTA MONICA BRANCH OFFICE | 805 Wilshire Blvd | Santa Monica, CA |
| ANAHEIM BRANCH | 1900 S State College Blvd | Anaheim, CA |
| LOS ANGELES BRANCH | 915 Wilshire Blvd | Los Angeles, CA |
| DANVILLE BRANCH | 740 Camino Ramon | Danville, CA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/15/2003 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 92612 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 292 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/01/2024 |
| Date of Deposit Insurance | 05/15/2003 |
| Primary Insurance Agency | DIF |
| Website | http://www.cbcal.com |
| Data Updated | 11/14/2025 |
| CERT | 57417 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.85B |
| Total Deposits | $3.22B |
| Total Liabilities | $3.51B |
| Total Equity Capital | $331.71M |
| Net Income | $11.05M |
| Net Loans and Leases | $2.63B |
| Assets Per Employee ($Millions) | $13.17M |
| Bank Premises and Fixed Assets | $12.47M |
| Cash and Balances due from Depository Institutions | $524.03M |
| Deposits Held in Domestic Offices | $3.22B |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 13.69% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 56.91% |
| Tier 1 Risk-Based Capital Ratio | 11.202% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.624% |
| Earning Assets to total Assets | 95.69% |
Income and Expense
| Total Interest Income | $54.24M |
| Total Noninterest Income | $5.12M |
| Total Interest Expense | $19.12M |
| Total Noninterest Expense | $23.94M |
| Net Interest Income | $35.12M |
| Pre-tax Net Operating Income | $15.53M |
| Provision for Credit Losses | $774.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $4.30M |
| Other borrowed funds | $254.54M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $35.83M |
| Total Liabilities and Capital | $3.85B |
Securities
| Securities | $542.25M |
| Available-for-sale debt securities | $508.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $33.64M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Bank of California?
$3.85B as of the latest filing.
How much are Commercial Bank of California's total deposits?
$3.22B in total deposits.
Where is Commercial Bank of California located?
Irvine, CA.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
10.
When was it established?
05/15/2003.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$2.63B (latest filing).
What is the total interest income (latest filing)?
$54.24M.