Exchange Bank and Trust Company, Natchitoches, Louisiana
Natchitoches, LA
IDRSSD: 985451
Total Assets
$188.55M
Latest filing
Total Deposits
$169.06M
Latest filing
Net Interest Margin
4.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Exchange Bank and Trust Company, Natchitoches, Louisiana
700 Front St
Natchitoches, LA 71457
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/28/1892FDIC Certificate 6743
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Exchange Bank and Trust Company, Natchitoches, Louisiana (Main) | 700 Front St | Natchitoches, LA |
| EAST NATCHITOCHES BRANCH | 104 Highway 1 S | Natchitoches, LA |
| PINEVILLE LPO BRANCH | 3580 Highway 28 E | Pineville, LA |
| EXCHANGE BANK & TRUST COMPANY, PINEVILLE BRANCH | 3580 Hwy 28e | Pineville, LA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/28/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71457 |
| State and County Number | 22069 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Natchitoches, LA |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.exchange-bank.com |
| Data Updated | 01/30/2026 |
| CERT | 10528 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $188.55M |
| Total Deposits | $169.06M |
| Total Liabilities | $169.62M |
| Total Equity Capital | $18.93M |
| Net Income | $1.15M |
| Net Loans and Leases | $98.39M |
| Assets Per Employee ($Millions) | $6.28M |
| Bank Premises and Fixed Assets | $912.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $169.06M |
Key Performance Ratios
| Return on Assets (ROA) | 2.47% |
| Return on Equity (ROE) | 23.66% |
| Net Interest Margin | 4.57% |
| Efficiency Ratio | 44.97% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.04% |
| Earning Assets to total Assets | 97.29% |
Income and Expense
| Total Interest Income | $2.23M |
| Total Noninterest Income | $111.00k |
| Total Interest Expense | $166.00k |
| Total Noninterest Expense | $980.00k |
| Net Interest Income | $2.07M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $553.00k |
| Total Liabilities and Capital | $188.55M |
Securities
| Securities | $75.67M |
| Available-for-sale debt securities | $20.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $55.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Exchange Bank and Trust Company, Natchitoches, Louisiana?
$188.55M as of the latest filing.
How much are Exchange Bank and Trust Company, Natchitoches, Louisiana's total deposits?
$169.06M in total deposits.
Where is Exchange Bank and Trust Company, Natchitoches, Louisiana located?
Natchitoches, LA.
What is the Net Interest Margin?
4.57%.
How many domestic offices does it operate?
4.
When was it established?
09/28/1892.
What is the Return on Assets (ROA)?
2.47%.
How much are total loans and leases?
$98.39M (latest filing).
What is the total interest income (latest filing)?
$2.23M.