Bank of Lindsay

Lindsay, NE
IDRSSD: 111157
Total Assets
$96.60M
Latest filing
Total Deposits
$64.69M
Latest filing
Net Interest Margin
3.48%
Profitability

Locations

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Main Office
Bank of Lindsay
102 Pine St
Lindsay, NE 68644
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/15/1953FDIC Certificate 12919

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Bank of Lindsay (Main)102 Pine StLindsay, NE

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/15/1953
Community BankYes
Ownership TypeNot Mutual
ZIP68644
State and County Number31141
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameColumbus, NE

Operational Info

Number of Employees17
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/06/1964
Primary Insurance AgencyDIF
Websitehttps://www.bankoflindsay.com
Data Updated11/14/2025
CERT19087
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$96.60M
Total Deposits$64.69M
Total Liabilities$87.55M
Total Equity Capital$9.05M
Net Income$185.00k
Net Loans and Leases$84.14M
Assets Per Employee ($Millions)$5.68M
Bank Premises and Fixed Assets$2.85M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$64.69M

Key Performance Ratios

Return on Assets (ROA)0.79%
Return on Equity (ROE)8.29%
Net Interest Margin3.48%
Efficiency Ratio77.07%
Tier 1 Risk-Based Capital Ratio10.16%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.368%
Earning Assets to total Assets90.84%

Income and Expense

Total Interest Income$1.33M
Total Noninterest Income$228.00k
Total Interest Expense$591.00k
Total Noninterest Expense$746.00k
Net Interest Income$740.00k
Pre-tax Net Operating Income$222.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$21.65M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$387.00k
All Other Liabilities$825.00k
Total Liabilities and Capital$96.60M

Securities

Securities$2.25M
Available-for-sale debt securities$2.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Lindsay?
$96.60M as of the latest filing.
How much are Bank of Lindsay's total deposits?
$64.69M in total deposits.
Where is Bank of Lindsay located?
Lindsay, NE.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
1.
When was it established?
04/15/1953.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$84.14M (latest filing).
What is the total interest income (latest filing)?
$1.33M.