The Bank of Old Monroe

Old Monroe, MO
IDRSSD: 880855
Total Assets
$953.29M
Latest filing
Total Deposits
$859.72M
Latest filing
Net Interest Margin
3.95%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/19/1906
Community BankYes
Ownership TypeNot Mutual
ZIP63369
State and County Number29113
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees83
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofoldmonroe.com
Data Updated11/14/2025
CERT1655
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$953.29M
Total Deposits$859.72M
Total Liabilities$892.58M
Total Equity Capital$60.71M
Net Income$4.95M
Net Loans and Leases$596.44M
Assets Per Employee ($Millions)$11.63M
Bank Premises and Fixed Assets$8.84M
Cash and Balances due from Depository Institutions$46.22M
Deposits Held in Domestic Offices$859.72M

Key Performance Ratios

Return on Assets (ROA)2.14%
Return on Equity (ROE)35.58%
Net Interest Margin3.95%
Efficiency Ratio40.31%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.37%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.368%
Earning Assets to total Assets95.82%

Income and Expense

Total Interest Income$13.63M
Total Noninterest Income$1.09M
Total Interest Expense$4.90M
Total Noninterest Expense$3.96M
Net Interest Income$8.73M
Pre-tax Net Operating Income$5.00M
Provision for Credit Losses$853.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$26.00M
Federal Funds Sold & Reverse Repurchase Agreement$10.00M
Federal Funds Purchased and Repurchased Agreement$416.00k
All Other Liabilities$6.45M
Total Liabilities and Capital$953.29M

Securities

Securities$270.40M
Available-for-sale debt securities$270.39M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of Old Monroe?
$953.29M as of the latest filing.
How much are The Bank of Old Monroe's total deposits?
$859.72M in total deposits.
Where is The Bank of Old Monroe located?
Old Monroe, MO.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
5.
When was it established?
09/19/1906.
What is the Return on Assets (ROA)?
2.14%.
How much are total loans and leases?
$596.44M (latest filing).
What is the total interest income (latest filing)?
$13.63M.