MRV Banks
Sainte Genevieve, MO
IDRSSD: 3482111
Total Assets
$862.42M
Latest filing
Total Deposits
$730.88M
Latest filing
Net Interest Margin
4.04%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081919356STE GENEVIEVE, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
MRV Banks
871 Sainte Genevieve Drive
Sainte Genevieve, MO 63670
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/16/2007FDIC Certificate 458816
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| MRV Banks (Main) | 871 Sainte Genevieve Drive | Sainte Genevieve, MO |
| CAPE GIRARDEAU BRANCH | 1505 N Mount Auburn Rd | Cape Girardeau, MO |
| FESTUS BRANCH | 1319 N Truman Blvd | Festus, MO |
| CAPE GIRARDEAU BRANCH | 101 S Mount Auburn Rd | Cape Girardeau, MO |
| ST. CHARLES BRANCH | 1700 Ofallon Rd | Saint Charles, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/16/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63670 |
| State and County Number | 29186 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/16/2007 |
| Primary Insurance Agency | DIF |
| Website | http://www.mrvbanks.com |
| Data Updated | 01/30/2026 |
| CERT | 58619 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $862.42M |
| Total Deposits | $730.88M |
| Total Liabilities | $772.63M |
| Total Equity Capital | $89.79M |
| Net Income | $-386,000 |
| Net Loans and Leases | $633.14M |
| Assets Per Employee ($Millions) | $11.2M |
| Bank Premises and Fixed Assets | $7.06M |
| Cash and Balances due from Depository Institutions | $110.25M |
| Deposits Held in Domestic Offices | $730.88M |
Key Performance Ratios
| Return on Assets (ROA) | -0.18% |
| Return on Equity (ROE) | -1.71% |
| Net Interest Margin | 4.04% |
| Efficiency Ratio | 41.27% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.411% |
| Earning Assets to total Assets | 93.3% |
Income and Expense
| Total Interest Income | $12.76M |
| Total Noninterest Income | $933.00k |
| Total Interest Expense | $4.90M |
| Total Noninterest Expense | $3.63M |
| Net Interest Income | $7.86M |
| Pre-tax Net Operating Income | $61.00k |
| Provision for Credit Losses | $5.11M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.90M |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $40.41M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.74M |
| Total Liabilities and Capital | $862.42M |
Securities
| Securities | $27.96M |
| Available-for-sale debt securities | $26.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.83M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MRV Banks?
$862.42M as of the latest filing.
How much are MRV Banks's total deposits?
$730.88M in total deposits.
Where is MRV Banks located?
Sainte Genevieve, MO.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
5.
When was it established?
07/16/2007.
What is the Return on Assets (ROA)?
-0.18%.
How much are total loans and leases?
$633.14M (latest filing).
What is the total interest income (latest filing)?
$12.76M.