Blue Ridge Bank and Trust Co.
Independence, MO
IDRSSD: 935250
Total Assets
$828.25M
Latest filing
Total Deposits
$697.99M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Blue Ridge Bank and Trust Co.
4200 Little Blue Pkwy
Independence, MO 64057
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/08/1958FDIC Certificate 11868
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Blue Ridge Bank and Trust Co. (Main) | 4200 Little Blue Pkwy | Independence, MO |
| WOODS CHAPEL BRANCH | 651 Ne Woods Chapel Rd | Lees Summit, MO |
| STERLING BRANCH | 4315 Sterling Ave | Kansas City, MO |
| RAYTOWN BRANCH | 6202 Raytown Trfy | Raytown, MO |
| BLUE SPRINGS SOUTH BRANCH | 606 Sw Parkwood Dr | Blue Springs, MO |
| BLUE SPRINGS NORTH BRANCH | 621 Nw Duncan Rd | Blue Springs, MO |
| CHIPMAN ROAD BRANCH | 1812 Nw Chipman Rd | Lees Summit, MO |
| SQUARE BRANCH | 201 W Lexington Ave | Independence, MO |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/08/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64057 |
| State and County Number | 29095 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 120 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/20/1958 |
| Primary Insurance Agency | DIF |
| Website | www.blueridgebank.com |
| Data Updated | 11/14/2025 |
| CERT | 17933 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $828.25M |
| Total Deposits | $697.99M |
| Total Liabilities | $750.73M |
| Total Equity Capital | $77.52M |
| Net Income | $2.66M |
| Net Loans and Leases | $604.66M |
| Assets Per Employee ($Millions) | $6.79M |
| Bank Premises and Fixed Assets | $14.97M |
| Cash and Balances due from Depository Institutions | $58.46M |
| Deposits Held in Domestic Offices | $697.99M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 14.01% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 58.19% |
| Tier 1 Risk-Based Capital Ratio | 11.102% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.359% |
| Earning Assets to total Assets | 94.08% |
Income and Expense
| Total Interest Income | $11.20M |
| Total Noninterest Income | $1.66M |
| Total Interest Expense | $3.66M |
| Total Noninterest Expense | $5.36M |
| Net Interest Income | $7.55M |
| Pre-tax Net Operating Income | $3.47M |
| Provision for Credit Losses | $375.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $27.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $30.00k |
| Federal Funds Purchased and Repurchased Agreement | $19.37M |
| All Other Liabilities | $5.87M |
| Total Liabilities and Capital | $828.25M |
Securities
| Securities | $128.24M |
| Available-for-sale debt securities | $119.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $8.66M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Blue Ridge Bank and Trust Co.?
$828.25M as of the latest filing.
How much are Blue Ridge Bank and Trust Co.'s total deposits?
$697.99M in total deposits.
Where is Blue Ridge Bank and Trust Co. located?
Independence, MO.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
8.
When was it established?
09/08/1958.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$604.66M (latest filing).
What is the total interest income (latest filing)?
$11.20M.