Blue Ridge Bank and Trust Co.
Independence, MO
IDRSSD: 935250
Total Assets
$883.36M
Latest filing
Total Deposits
$740.36M
Latest filing
Net Interest Margin
3.96%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101001364INDEPENDENCE, MO
Key People
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Locations
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Main Office
Blue Ridge Bank and Trust Co.
4200 Little Blue Pkwy
Independence, MO 64057
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/08/1958FDIC Certificate 11868
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Blue Ridge Bank and Trust Co. (Main) | 4200 Little Blue Pkwy | Independence, MO |
| WOODS CHAPEL BRANCH | 651 Ne Woods Chapel Rd | Lees Summit, MO |
| STERLING BRANCH | 4315 Sterling Ave | Kansas City, MO |
| RAYTOWN BRANCH | 6202 Raytown Trfy | Raytown, MO |
| BLUE SPRINGS SOUTH BRANCH | 606 Sw Parkwood Dr | Blue Springs, MO |
| BLUE SPRINGS NORTH BRANCH | 621 Nw Duncan Rd | Blue Springs, MO |
| CHIPMAN ROAD BRANCH | 1812 Nw Chipman Rd | Lees Summit, MO |
| SQUARE BRANCH | 201 W Lexington Ave | Independence, MO |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/08/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64057 |
| State and County Number | 29095 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 122 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/20/1958 |
| Primary Insurance Agency | DIF |
| Website | www.blueridgebank.com |
| Data Updated | 01/30/2026 |
| CERT | 17933 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $883.36M |
| Total Deposits | $740.36M |
| Total Liabilities | $803.00M |
| Total Equity Capital | $80.37M |
| Net Income | $3.09M |
| Net Loans and Leases | $614.48M |
| Assets Per Employee ($Millions) | $7.49M |
| Bank Premises and Fixed Assets | $14.90M |
| Cash and Balances due from Depository Institutions | $113.22M |
| Deposits Held in Domestic Offices | $740.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 15.66% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 55.03% |
| Tier 1 Risk-Based Capital Ratio | 11.534% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.098% |
| Earning Assets to total Assets | 94.93% |
Income and Expense
| Total Interest Income | $11.43M |
| Total Noninterest Income | $1.96M |
| Total Interest Expense | $3.42M |
| Total Noninterest Expense | $5.49M |
| Net Interest Income | $8.01M |
| Pre-tax Net Operating Income | $3.70M |
| Provision for Credit Losses | $786.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $27.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $30.00k |
| Federal Funds Purchased and Repurchased Agreement | $28.32M |
| All Other Liabilities | $6.81M |
| Total Liabilities and Capital | $883.36M |
Securities
| Securities | $123.77M |
| Available-for-sale debt securities | $115.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $8.65M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Blue Ridge Bank and Trust Co.?
$883.36M as of the latest filing.
How much are Blue Ridge Bank and Trust Co.'s total deposits?
$740.36M in total deposits.
Where is Blue Ridge Bank and Trust Co. located?
Independence, MO.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
8.
When was it established?
09/08/1958.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$614.48M (latest filing).
What is the total interest income (latest filing)?
$11.43M.