Mid-Missouri Bank
Springfield, MO
IDRSSD: 950141
Total Assets
$927.26M
Latest filing
Total Deposits
$826.90M
Latest filing
Net Interest Margin
4.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
086503424SPRINGFIELD, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Mid-Missouri Bank
1615 E Independence St
Springfield, MO 65804
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/20/1872FDIC Certificate 9871
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Mid-Missouri Bank (Main) | 1615 E Independence St | Springfield, MO |
| MOTOR BRANCH | 101 N Main St | Webb City, MO |
| WEBB CITY FACILITY | 1421 S Madison St | Webb City, MO |
| JOPLIN BRANCH | 2230 E 32nd St | Joplin, MO |
| BOLIVAR BRANCH | 2275 S Springfield Ave | Bolivar, MO |
| WILLARD BRANCH | 306 Procter Rd | Willard, MO |
| STOCKTON BRANCH | 5 Public Sq | Stockton, MO |
| CAMPBELL FACILITY | 5419 S Campbell Ave | Springfield, MO |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/20/1872 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65804 |
| State and County Number | 29077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Springfield, MO |
Operational Info
| Number of Employees | 204 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/24/1938 |
| Primary Insurance Agency | DIF |
| Website | www.midmobank.com |
| Data Updated | 01/30/2026 |
| CERT | 15584 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $927.26M |
| Total Deposits | $826.90M |
| Total Liabilities | $831.49M |
| Total Equity Capital | $95.78M |
| Net Income | $2.57M |
| Net Loans and Leases | $650.94M |
| Assets Per Employee ($Millions) | $4.5M |
| Bank Premises and Fixed Assets | $34.36M |
| Cash and Balances due from Depository Institutions | $96.04M |
| Deposits Held in Domestic Offices | $826.90M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 10.74% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 71.5% |
| Tier 1 Risk-Based Capital Ratio | 14.588% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.329% |
| Earning Assets to total Assets | 94.2% |
Income and Expense
| Total Interest Income | $12.76M |
| Total Noninterest Income | $2.56M |
| Total Interest Expense | $2.74M |
| Total Noninterest Expense | $9.01M |
| Net Interest Income | $10.02M |
| Pre-tax Net Operating Income | $3.27M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $244.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.58M |
| Total Liabilities and Capital | $927.26M |
Securities
| Securities | $137.91M |
| Available-for-sale debt securities | $136.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mid-Missouri Bank?
$927.26M as of the latest filing.
How much are Mid-Missouri Bank's total deposits?
$826.90M in total deposits.
Where is Mid-Missouri Bank located?
Springfield, MO.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
14.
When was it established?
06/20/1872.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$650.94M (latest filing).
What is the total interest income (latest filing)?
$12.76M.