CNB St Louis Bank
Maplewood, MO
IDRSSD: 870650
Total Assets
$877.61M
Latest filing
Total Deposits
$774.10M
Latest filing
Net Interest Margin
3.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
CNB St Louis Bank
7305 Manchester Rd
Maplewood, MO 63143
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1915FDIC Certificate 3011
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CNB St Louis Bank (Main) | 7305 Manchester Rd | Maplewood, MO |
| AFFTON BANKING CENTER BRANCH | 9111 Mackenzie Rd | Affton, MO |
| WESTPORT BANKING CENTER BRANCH | 11812 Dorsett Rd | Maryland Heights, MO |
| FLORISSANT BANKING CENTER BRANCH | 430 Saint Ferdinand St | Florissant, MO |
| ST. PETERS BRANCH | 671 Salt Lick Rd | St. Peters, MO |
| ST. CHARLES BRANCH | 2145 Bluestone Dr | Saint Charles, MO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63143 |
| State and County Number | 29189 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.cnbstl.com |
| Data Updated | 11/14/2025 |
| CERT | 4549 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $877.61M |
| Total Deposits | $774.10M |
| Total Liabilities | $818.53M |
| Total Equity Capital | $59.08M |
| Net Income | $2.93M |
| Net Loans and Leases | $683.85M |
| Assets Per Employee ($Millions) | $9.97M |
| Bank Premises and Fixed Assets | $8.37M |
| Cash and Balances due from Depository Institutions | $54.57M |
| Deposits Held in Domestic Offices | $774.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 20.64% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 58.16% |
| Tier 1 Risk-Based Capital Ratio | 9.936% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.732% |
| Earning Assets to total Assets | 96.96% |
Income and Expense
| Total Interest Income | $12.44M |
| Total Noninterest Income | $449.00k |
| Total Interest Expense | $5.36M |
| Total Noninterest Expense | $4.38M |
| Net Interest Income | $7.09M |
| Pre-tax Net Operating Income | $2.93M |
| Provision for Credit Losses | $225.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $37.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.70M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.93M |
| Total Liabilities and Capital | $877.61M |
Securities
| Securities | $119.07M |
| Available-for-sale debt securities | $119.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CNB St Louis Bank?
$877.61M as of the latest filing.
How much are CNB St Louis Bank's total deposits?
$774.10M in total deposits.
Where is CNB St Louis Bank located?
Maplewood, MO.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$683.85M (latest filing).
What is the total interest income (latest filing)?
$12.44M.