Tier 1 Risk-Based Capital Ratio — 2025Q1
Updated: 2025-03-31
NORTH CAROLINA·2025-03-31·Banks: 40
State Rankings & Insights
See how banks across NORTH CAROLINA rank on Tier 1 Risk-Based Capital Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 14.89%
- Median: 12.97%
- Min / Max: 0.00% — 92.68%
Top banks by Tier 1 Risk-Based Capital Ratio in NORTH CAROLINA
CEDAR HILL NATIONAL BANK – CHARLOTTEFIRST SAVINGS&LOAN ASSN – MEBANEJACKSON SAVINGS BANK SSB – SYLVAROXBORO SAVINGS BANK SSB – ROXBOROFIRST FSB OF LINCOLNTON – LINCOLNTONMECHANICS&FARMERS BANK – DURHAMFARMERS&MERCHANTS BANK – GRANITE QUARRYLIFESTORE BANK – WEST JEFFERSONFIRST FEDERAL BANK – DUNNFIRST BANK – SOUTHERN PINES
Count
40
Sum
595.62%
Avg
14.89%
Median
12.97%
Min
0.00%
Max
92.68%
| Bank | City | Tier 1 Risk-Based Capital Ratio |
|---|---|---|
| CEDAR HILL NATIONAL BANK | CHARLOTTE | 92.68% |
| FIRST SAVINGS&LOAN ASSN | MEBANE | 53.85% |
| JACKSON SAVINGS BANK SSB | SYLVA | 48.24% |
| ROXBORO SAVINGS BANK SSB | ROXBORO | 40.23% |
| FIRST FSB OF LINCOLNTON | LINCOLNTON | 33.82% |
| MECHANICS&FARMERS BANK | DURHAM | 23.61% |
| FARMERS&MERCHANTS BANK | GRANITE QUARRY | 23.47% |
| LIFESTORE BANK | WEST JEFFERSON | 17.16% |
| FIRST FEDERAL BANK | DUNN | 15.99% |
| FIRST BANK | SOUTHERN PINES | 15.40% |
| FIDELITY BANK | FUQUAY VARINA | 14.67% |
| TAYLORSVILLE SB SSB | TAYLORSVILLE | 14.59% |
| PEOPLES BANK | NEWTON | 14.45% |
| UWHARRIE BANK | ALBEMARLE | 13.60% |
| BLUEHARBOR BANK | MOORESVILLE | 13.51% |
| NEW REPUBLIC BANK | CHARLOTTE | 13.39% |
| BANK OF AMERICA NA | CHARLOTTE | 13.36% |
| SOUTHERN BANK&TRUST CO | MOUNT OLIVE | 13.23% |
| FIRST-CITIZENS BANK&TRUST CO | RALEIGH | 13.18% |
| HOMETRUST BANK | ASHEVILLE | 12.98% |
| FIRST CAROLINA BANK | ROCKY MOUNT | 12.97% |
| PROVIDENCE BANK | ROCKY MOUNT | 12.89% |
| TRUIST BANK | CHARLOTTE | 12.31% |
| NANTAHALA BANK&TRUST CO | FRANKLIN | 12.04% |
| TRIAD BUSINESS BANK | GREENSBORO | 11.49% |
| DOGWOOD STATE BANK | RALEIGH | 11.04% |
| NORTH STATE BANK | RALEIGH | 10.83% |
| LIVE OAK BANKING CO | WILMINGTON | 10.64% |
| LUMBEE GUARANTY BANK | PEMBROKE | 0.00% |
| PIEDMONT FSB | WINSTON SALEM | 0.00% |
| BLACK MOUNTAIN SB SSB | BLACK MOUNTAIN | 0.00% |
| BELMONT SAVINGS BANK SSB | BELMONT | 0.00% |
| RIVERSIDE SAVINGS BANK SSB | ROANOKE RAPIDS | 0.00% |
| TARBORO SAVINGS BANK SSB | TARBORO | 0.00% |
| KS BANK INC | SMITHFIELD | 0.00% |
| MORGANTON SAVINGS BANK SSB | MORGANTON | 0.00% |
| HERTFORD SAVINGS BANK SSB | HERTFORD | 0.00% |
| BANK OF OAK RIDGE | OAK RIDGE | 0.00% |
| AMERICAN BK OF THE CAROLINAS | MONROE | 0.00% |
| TIAA TRUST NATIONAL ASSN | CHARLOTTE | 0.00% |