BlueHarbor Bank
Mooresville, NC
IDRSSD: 3636914
Total Assets
$571.78M
Latest filing
Total Deposits
$497.71M
Latest filing
Net Interest Margin
4.40%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BlueHarbor Bank
106 Corporate Park Dr
Mooresville, NC 28117
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/08/2008FDIC Certificate 463040
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BlueHarbor Bank (Main) | 106 Corporate Park Dr | Mooresville, NC |
| STATESVILLE BRANCH | 245 E Front St | Statesville, NC |
| MOUNT AIRY BRANCH | 954 North Main Street | Mount Airy, NC |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/08/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 28117 |
| State and County Number | 37097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Charlotte-Concord-Gastonia, NC-SC |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/08/2008 |
| Primary Insurance Agency | DIF |
| Website | http://www.blueharborbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58691 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $571.78M |
| Total Deposits | $497.71M |
| Total Liabilities | $509.23M |
| Total Equity Capital | $62.56M |
| Net Income | $2.85M |
| Net Loans and Leases | $491.31M |
| Assets Per Employee ($Millions) | $14.66M |
| Bank Premises and Fixed Assets | $10.54M |
| Cash and Balances due from Depository Institutions | $31.96M |
| Deposits Held in Domestic Offices | $497.71M |
Key Performance Ratios
| Return on Assets (ROA) | 2.04% |
| Return on Equity (ROE) | 18.74% |
| Net Interest Margin | 4.4% |
| Efficiency Ratio | 35.43% |
| Tier 1 Risk-Based Capital Ratio | 12.85% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.941% |
| Earning Assets to total Assets | 94.85% |
Income and Expense
| Total Interest Income | $8.03M |
| Total Noninterest Income | $408.00k |
| Total Interest Expense | $2.21M |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $5.82M |
| Pre-tax Net Operating Income | $3.68M |
| Provision for Credit Losses | $347.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $200.00k |
| Federal Funds Purchased and Repurchased Agreement | $4.00M |
| All Other Liabilities | $7.51M |
| Total Liabilities and Capital | $571.78M |
Securities
| Securities | $26.68M |
| Available-for-sale debt securities | $26.68M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BlueHarbor Bank?
$571.78M as of the latest filing.
How much are BlueHarbor Bank's total deposits?
$497.71M in total deposits.
Where is BlueHarbor Bank located?
Mooresville, NC.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
3.
When was it established?
01/08/2008.
What is the Return on Assets (ROA)?
2.04%.
How much are total loans and leases?
$491.31M (latest filing).
What is the total interest income (latest filing)?
$8.03M.