2025Q1 — Tier 1 Risk-Based Capital Ratio

Updated: 2025-03-31

Metric

National Rankings & Insights

This page ranks U.S. banks by Tier 1 Risk-Based Capital Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Use the table to explore institutions or jump into state and bank detail pages.

Top banks by Tier 1 Risk-Based Capital Ratio (U.S.)

JPMORGAN CHASE BANK DEARBORN – DEARBORN BANKMIAMI – MIAMI EMIGRANT MERCANTILE BANK – NEW YORK CREDIT FIRST NATIONAL ASSN – BROOK PARK BMO HARRIS CENTRAL NA – ROSELLE SEI PRIVATE TRUST CO – OAKS EDWARD JONES TRUST CO – SAINT LOUIS YOUNG AMERICANS BANK – DENVER BANK OF NY MELLON TR CO NA – LOS ANGELES NATIONAL ADVISORS TRUST CO – KANSAS CITY

Showing 50 of 4536 banks

#	Bank	State	City	Tier 1 Risk-Based Capital Ratio
1	JPMORGAN CHASE BANK DEARBORN	MICHIGAN	DEARBORN	506.68%
2	BANKMIAMI	FLORIDA	MIAMI	433.10%
3	EMIGRANT MERCANTILE BANK	NEW YORK	NEW YORK	418.42%
4	CREDIT FIRST NATIONAL ASSN	OHIO	BROOK PARK	409.02%
5	BMO HARRIS CENTRAL NA	ILLINOIS	ROSELLE	403.62%
6	SEI PRIVATE TRUST CO	PENNSYLVANIA	OAKS	372.31%
7	EDWARD JONES TRUST CO	MISSOURI	SAINT LOUIS	346.23%
8	YOUNG AMERICANS BANK	COLORADO	DENVER	328.57%
9	BANK OF NY MELLON TR CO NA	CALIFORNIA	LOS ANGELES	325.27%
10	NATIONAL ADVISORS TRUST CO	MISSOURI	KANSAS CITY	308.00%
11	COMERICA B&T NA	MICHIGAN	ANN ARBOR	289.90%
12	WILMINGTON TRUST NA	DELAWARE	WILMINGTON	265.86%
13	GENERATIONS COMMERCIAL BANK	NEW YORK	SENECA FALLS	249.12%
14	XD BANK	TEXAS	PLANO	244.38%
15	EVERENCE TRUST CO	INDIANA	GOSHEN	201.88%
16	DAVIDSON TRUST CO	MONTANA	GREAT FALLS	197.19%
17	CBW BANK	KANSAS	WEIR	186.52%
18	CIBC NATIONAL TRUST CO	GEORGIA	ATLANTA	182.13%
19	DSRM NATIONAL BANK	NEW MEXICO	ALBUQUERQUE	173.27%
20	CAPITAL BANK&TRUST CO	CALIFORNIA	IRVINE	144.77%
21	BNY MELLON TRUST OF DELAWARE	DELAWARE	WILMINGTON	141.95%
22	FIDELITY STATE BANK&TRUST CO	KANSAS	DODGE CITY	139.03%
23	NAVE BANK	PUERTO RICO	SAN JUAN	128.48%
24	NATIONWIDE TRUST CO FSB	OHIO	COLUMBUS	121.29%
25	SQUARE FINL SERVICES INC	UTAH	SALT LAKE CITY	121.21%
26	GALA BANK	FLORIDA	OCALA	115.34%
27	COUNTRY TRUST BANK	ILLINOIS	BLOOMINGTON	100.48%
28	MUTUAL SAVINGS&LOAN ASSN	LOUISIANA	METAIRIE	97.69%
29	VERSABANK USA NATIONAL ASSN	MINNESOTA	HOLDINGFORD	94.40%
30	CEDAR HILL NATIONAL BANK	NORTH CAROLINA	CHARLOTTE	92.68%
31	CHAMPION BANK	COLORADO	PARKER	91.76%
32	FIRST NB OF MERTZON	TEXAS	MERTZON	88.64%
33	CHARLES SCHWAB TRUST BANK	TEXAS	WESTLAKE	86.92%
34	BRAZOS NATIONAL BANK	TEXAS	RICHWOOD	85.28%
35	GS&L MUNICIPAL BANK	NEW YORK	GOUVERNEUR	83.78%
36	INTEGRITY BANK SSB	TEXAS	HOUSTON	79.17%
37	BERKSHIRE BANK	NEW YORK	NEW YORK	73.93%
38	BANK OF JACKSON HOLE TRUST	WYOMING	JACKSON	73.72%
39	APPLIED BANK	DELAWARE	WILMINGTON	72.89%
40	LATIMER STATE BANK	OKLAHOMA	WILBURTON	69.31%
41	ZAVALA COUNTY BANK	TEXAS	CRYSTAL CITY	62.36%
42	NORTH CAMBRIDGE COOP BANK	MASSACHUSETTS	CAMBRIDGE	62.23%
43	CHARLES SCHWAB PREMIER BK SS	TEXAS	WESTLAKE	61.67%
44	JACKSON FS&LA	MINNESOTA	JACKSON	59.00%
45	FIRST NB OF MCINTOSH	MINNESOTA	MCINTOSH	58.85%
46	WALTON STATE BANK	KANSAS	WALTON	58.81%
47	FIRST STATE BANK	NEW MEXICO	SOCORRO	57.75%
48	SEWICKLEY SAVINGS BANK	PENNSYLVANIA	SEWICKLEY	57.67%
49	DEUTSCHE BANK TR CO AMERICAS	NEW YORK	NEW YORK	57.55%
50	CITIZENS FS&LA	KENTUCKY	COVINGTON	57.17%