Roxboro Savings Bank, SSB
Roxboro, NC
IDRSSD: 472979
Total Assets
$349.77M
Latest filing
Total Deposits
$281.69M
Latest filing
Net Interest Margin
3.34%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Roxboro Savings Bank, SSB
313 S Main St
Roxboro, NC 27573
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1923FDIC Certificate 41305
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Roxboro Savings Bank, SSB (Main) | 313 S Main St | Roxboro, NC |
| ROXBORO BRANCH | 5420 Durham Rd | Roxboro, NC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1923 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 27573 |
| State and County Number | 37145 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Durham-Chapel Hill, NC |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | WWW.ROXBOROSAVINGS.COM |
| Data Updated | 01/30/2026 |
| CERT | 28471 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $349.77M |
| Total Deposits | $281.69M |
| Total Liabilities | $290.20M |
| Total Equity Capital | $59.57M |
| Net Income | $1.00M |
| Net Loans and Leases | $198.01M |
| Assets Per Employee ($Millions) | $10.6M |
| Bank Premises and Fixed Assets | $1.37M |
| Cash and Balances due from Depository Institutions | $11.99M |
| Deposits Held in Domestic Offices | $281.69M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 6.82% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 57.67% |
| Tier 1 Risk-Based Capital Ratio | 38.905% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.032% |
| Earning Assets to total Assets | 94.07% |
Income and Expense
| Total Interest Income | $4.23M |
| Total Noninterest Income | $284.00k |
| Total Interest Expense | $1.49M |
| Total Noninterest Expense | $1.74M |
| Net Interest Income | $2.73M |
| Pre-tax Net Operating Income | $1.28M |
| Provision for Credit Losses | $-5,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.90M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $601.00k |
| Total Liabilities and Capital | $349.77M |
Securities
| Securities | $120.64M |
| Available-for-sale debt securities | $120.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Roxboro Savings Bank, SSB?
$349.77M as of the latest filing.
How much are Roxboro Savings Bank, SSB's total deposits?
$281.69M in total deposits.
Where is Roxboro Savings Bank, SSB located?
Roxboro, NC.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1923.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$198.01M (latest filing).
What is the total interest income (latest filing)?
$4.23M.