Triad Business Bank
Greensboro, NC
IDRSSD: 5398627
Total Assets
$525.10M
Latest filing
Total Deposits
$453.26M
Latest filing
Net Interest Margin
2.59%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Triad Business Bank
1501 Highwoods Blvd
Greensboro, NC 27410
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/16/2020FDIC Certificate 614270
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Triad Business Bank (Main) | 1501 Highwoods Blvd | Greensboro, NC |
| WINSTON SALEM OFFICE BRANCH | 751 W 4th St | Winston Salem, NC |
| HIGH POINT OFFICE BRANCH | 2485 Penny Rd | High Point, NC |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/16/2020 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 27410 |
| State and County Number | 37081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Greensboro-High Point, NC |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/16/2020 |
| Primary Insurance Agency | DIF |
| Website | www.triadbusinessbank.com |
| Data Updated | 11/14/2025 |
| CERT | 59188 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $525.10M |
| Total Deposits | $453.26M |
| Total Liabilities | $475.79M |
| Total Equity Capital | $49.31M |
| Net Income | $482.00k |
| Net Loans and Leases | $390.93M |
| Assets Per Employee ($Millions) | $9.72M |
| Bank Premises and Fixed Assets | $1.14M |
| Cash and Balances due from Depository Institutions | $12.94M |
| Deposits Held in Domestic Offices | $453.26M |
Key Performance Ratios
| Return on Assets (ROA) | 0.37% |
| Return on Equity (ROE) | 4.04% |
| Net Interest Margin | 2.59% |
| Efficiency Ratio | 88.5% |
| Tier 1 Risk-Based Capital Ratio | 11.445% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.391% |
| Earning Assets to total Assets | 97.44% |
Income and Expense
| Total Interest Income | $7.09M |
| Total Noninterest Income | $227.00k |
| Total Interest Expense | $3.76M |
| Total Noninterest Expense | $3.15M |
| Net Interest Income | $3.33M |
| Pre-tax Net Operating Income | $500.00k |
| Provision for Credit Losses | $-91,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.33M |
| Total Liabilities and Capital | $525.10M |
Securities
| Securities | $112.75M |
| Available-for-sale debt securities | $99.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $13.48M |
| Subordinated Debt | $0 |
| Trading Account Assets | $196.00k |
| Trading Liabilities | $196.00k |
Frequently Asked Questions
What are the total assets of Triad Business Bank?
$525.10M as of the latest filing.
How much are Triad Business Bank's total deposits?
$453.26M in total deposits.
Where is Triad Business Bank located?
Greensboro, NC.
What is the Net Interest Margin?
2.59%.
How many domestic offices does it operate?
3.
When was it established?
03/16/2020.
What is the Return on Assets (ROA)?
0.37%.
How much are total loans and leases?
$390.93M (latest filing).
What is the total interest income (latest filing)?
$7.09M.