Dogwood State Bank

Raleigh, NC
IDRSSD: 3047659
Total Assets
$2.36B
Latest filing
Total Deposits
$1.96B
Latest filing
Net Interest Margin
4.15%
Profitability

Locations

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Main Office
Dogwood State Bank
5401 Six Forks Rd
Raleigh, NC 27609
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/04/2001FDIC Certificate 357477

Branches (19)

Page 1 of 3
NameAddressCity / State
Dogwood State Bank (Main)5401 Six Forks RdRaleigh, NC
SENECA BRANCH1600 Sandifer BlvdSeneca, SC
ANDERSON BRANCH4002 Clemson BlvdAnderson, SC
WILLIAMSTON BRANCH208 E Main StWilliamston, SC
MESSENGER SERVICE5039 Executive DrMorehead City, NC
SECURITY FEDERAL BANK BRANCH632 Elk AveElizabethton, TN
MESSENGER SERVICE3685 Blue Ridge BlvdWalhalla, SC
NORTH SENECA BRANCH449 Highway 123Seneca, SC
Showing 7 of 19

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/04/2001
Community BankNo
Ownership TypeNot Mutual
ZIP27609
State and County Number37183
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameRaleigh-Cary, NC

Operational Info

Number of Employees246
Domestic Offices20
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/01/2024
Date of Deposit Insurance09/04/2001
Primary Insurance AgencyDIF
Websitewww.dogwoodstatebank.com
Data Updated11/14/2025
CERT57095
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.36B
Total Deposits$1.96B
Total Liabilities$2.10B
Total Equity Capital$254.48M
Net Income$6.67M
Net Loans and Leases$1.92B
Assets Per Employee ($Millions)$9.75M
Bank Premises and Fixed Assets$35.94M
Cash and Balances due from Depository Institutions$102.92M
Deposits Held in Domestic Offices$1.96B

Key Performance Ratios

Return on Assets (ROA)1.13%
Return on Equity (ROE)10.65%
Net Interest Margin4.15%
Efficiency Ratio60.79%
Tier 1 Risk-Based Capital Ratio11.311%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.23%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.787%
Earning Assets to total Assets93.64%

Income and Expense

Total Interest Income$35.77M
Total Noninterest Income$3.93M
Total Interest Expense$12.81M
Total Noninterest Expense$16.90M
Net Interest Income$22.96M
Pre-tax Net Operating Income$8.61M
Provision for Credit Losses$1.38M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$104.00k
Other borrowed funds$111.56M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$21.84M
Total Liabilities and Capital$2.36B

Securities

Securities$197.99M
Available-for-sale debt securities$129.55M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$68.33M
Subordinated Debt$9.95M
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Dogwood State Bank?
$2.36B as of the latest filing.
How much are Dogwood State Bank's total deposits?
$1.96B in total deposits.
Where is Dogwood State Bank located?
Raleigh, NC.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
20.
When was it established?
09/04/2001.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$1.92B (latest filing).
What is the total interest income (latest filing)?
$35.77M.