Jackson Savings Bank, SSB
Sylva, NC
IDRSSD: 360777
Total Assets
$31.02M
Latest filing
Total Deposits
$23.83M
Latest filing
Net Interest Margin
2.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Jackson Savings Bank, SSB
741 W Main St
Sylva, NC 28779
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1955FDIC Certificate 44100
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Jackson Savings Bank, SSB (Main) | 741 W Main St | Sylva, NC | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1955 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 28779 |
| State and County Number | 37099 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cullowhee, NC |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/09/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.jacksonsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 31266 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $31.02M |
| Total Deposits | $23.83M |
| Total Liabilities | $23.93M |
| Total Equity Capital | $7.09M |
| Net Income | $-13,000 |
| Net Loans and Leases | $22.37M |
| Assets Per Employee ($Millions) | $6.2M |
| Bank Premises and Fixed Assets | $103.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $23.83M |
Key Performance Ratios
| Return on Assets (ROA) | -0.17% |
| Return on Equity (ROE) | -0.73% |
| Net Interest Margin | 2.58% |
| Efficiency Ratio | 106.81% |
| Tier 1 Risk-Based Capital Ratio | 44.724% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 22.872% |
| Earning Assets to total Assets | 95.89% |
Income and Expense
| Total Interest Income | $399.00k |
| Total Noninterest Income | $0 |
| Total Interest Expense | $208.00k |
| Total Noninterest Expense | $204.00k |
| Net Interest Income | $191.00k |
| Pre-tax Net Operating Income | $-13,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $92.00k |
| Total Liabilities and Capital | $31.02M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Jackson Savings Bank, SSB?
$31.02M as of the latest filing.
How much are Jackson Savings Bank, SSB's total deposits?
$23.83M in total deposits.
Where is Jackson Savings Bank, SSB located?
Sylva, NC.
What is the Net Interest Margin?
2.58%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1955.
What is the Return on Assets (ROA)?
-0.17%.
How much are total loans and leases?
$22.37M (latest filing).
What is the total interest income (latest filing)?
$399.00k.