HomeTrust Bank
Asheville, NC
IDRSSD: 212577
Total Assets
$4.59B
Latest filing
Total Deposits
$3.71B
Latest filing
Net Interest Margin
4.29%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
HomeTrust Bank
10 Woodfin St
Asheville, NC 28801
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1926FDIC Certificate 40511
Branches (32)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| HomeTrust Bank (Main) | 10 Woodfin St | Asheville, NC |
| STARKEY ROAD BRANCH | 3956 Electric Rd | Roanoke, VA |
| DALEVILLE BRANCH | 1571 Roanoke Rd | Daleville, VA |
| BRAMBLETON AVENUE BRANCH | 2820 Brambleton Ave Sw | Roanoke, VA |
| VINTON BRANCH | 201 S Pollard St | Vinton, VA |
| CROSSROADS-ROANOKE BRANCH | 5002 Williamson Rd Nw | Roanoke, VA |
| CLYDE BRANCH | 8583 Carolina Blvd | Clyde, NC |
| WEAVERVILLE BRANCH | 5 Northridge Cmns Pkwy | Weaverville, NC |
Showing 7 of 32
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1926 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 28801 |
| State and County Number | 37021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Asheville, NC |
Operational Info
| Number of Employees | 555 |
| Domestic Offices | 35 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/23/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.htb.com |
| Data Updated | 11/14/2025 |
| CERT | 27677 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.59B |
| Total Deposits | $3.71B |
| Total Liabilities | $4.01B |
| Total Equity Capital | $585.81M |
| Net Income | $16.78M |
| Net Loans and Leases | $3.80B |
| Assets Per Employee ($Millions) | $8.24M |
| Bank Premises and Fixed Assets | $70.39M |
| Cash and Balances due from Depository Institutions | $336.53M |
| Deposits Held in Domestic Offices | $3.71B |
Key Performance Ratios
| Return on Assets (ROA) | 1.46% |
| Return on Equity (ROE) | 11.56% |
| Net Interest Margin | 4.29% |
| Efficiency Ratio | 56.52% |
| Tier 1 Risk-Based Capital Ratio | 13.322% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.759% |
| Earning Assets to total Assets | 92.88% |
Income and Expense
| Total Interest Income | $65.43M |
| Total Noninterest Income | $8.80M |
| Total Interest Expense | $19.83M |
| Total Noninterest Expense | $31.16M |
| Net Interest Income | $45.60M |
| Pre-tax Net Operating Income | $21.23M |
| Provision for Credit Losses | $2.02M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $234.54M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $59.66M |
| Total Liabilities and Capital | $4.59B |
Securities
| Securities | $145.68M |
| Available-for-sale debt securities | $145.68M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HomeTrust Bank?
$4.59B as of the latest filing.
How much are HomeTrust Bank's total deposits?
$3.71B in total deposits.
Where is HomeTrust Bank located?
Asheville, NC.
What is the Net Interest Margin?
4.29%.
How many domestic offices does it operate?
35.
When was it established?
01/01/1926.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$3.80B (latest filing).
What is the total interest income (latest filing)?
$65.43M.