Riverside Savings Bank, SSB
Roanoke Rapids, NC
IDRSSD: 247476
Total Assets
$94.22M
Latest filing
Total Deposits
$71.11M
Latest filing
Net Interest Margin
3.09%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Riverside Savings Bank, SSB
325 Becker Dr
Roanoke Rapids, NC 27870
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 41148
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Riverside Savings Bank, SSB (Main) | 325 Becker Dr | Roanoke Rapids, NC |
| ROANOKE VALLEY LP BRANCH | 828 Roanoke Ave | Roanoke Rapids, NC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 27870 |
| State and County Number | 37083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Roanoke Rapids, NC |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.riversidesavings.com |
| Data Updated | 01/30/2026 |
| CERT | 28314 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $94.22M |
| Total Deposits | $71.11M |
| Total Liabilities | $78.27M |
| Total Equity Capital | $15.95M |
| Net Income | $39.00k |
| Net Loans and Leases | $58.17M |
| Assets Per Employee ($Millions) | $6.73M |
| Bank Premises and Fixed Assets | $523.00k |
| Cash and Balances due from Depository Institutions | $1.40M |
| Deposits Held in Domestic Offices | $71.11M |
Key Performance Ratios
| Return on Assets (ROA) | 0.17% |
| Return on Equity (ROE) | 0.99% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 87.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.925% |
| Earning Assets to total Assets | 89.13% |
Income and Expense
| Total Interest Income | $1.11M |
| Total Noninterest Income | $78.00k |
| Total Interest Expense | $472.00k |
| Total Noninterest Expense | $645.00k |
| Net Interest Income | $642.00k |
| Pre-tax Net Operating Income | $35.00k |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.33M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $833.00k |
| Total Liabilities and Capital | $94.22M |
Securities
| Securities | $23.89M |
| Available-for-sale debt securities | $23.89M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Riverside Savings Bank, SSB?
$94.22M as of the latest filing.
How much are Riverside Savings Bank, SSB's total deposits?
$71.11M in total deposits.
Where is Riverside Savings Bank, SSB located?
Roanoke Rapids, NC.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
0.17%.
How much are total loans and leases?
$58.17M (latest filing).
What is the total interest income (latest filing)?
$1.11M.