North State Bank
Raleigh, NC
IDRSSD: 2915461
Total Assets
$1.38B
Latest filing
Total Deposits
$1.15B
Latest filing
Net Interest Margin
3.99%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
053112356RALEIGH, NC
Key People
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Locations
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Main Office
North State Bank
6204 Falls Of The Neuse Road
Raleigh, NC 27609
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/2000FDIC Certificate 81172
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North State Bank (Main) | 6204 Falls Of The Neuse Road | Raleigh, NC |
| GARNER VILLAGE SHOPPING CTR. BRANCH | 835 Highway 70 West | Garner, NC |
| WEST RALEIGH BRANCH | 2413 Blue Ridge Rd | Raleigh, NC |
| NORTH HILLS BRANCH | 4270 The Circle At North Hills St | Raleigh, NC |
| WAKE FOREST MAIN BRANCH | 14091 Falls Of Neuse Rd | Raleigh, NC |
| WILMINGTON OFFICE BRANCH | 1411 Commonwealth Dr | Wilmington, NC |
| DOWNTOWN OFFICE BRANCH | 230 Fayetteville St | Raleigh, NC |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/01/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 27609 |
| State and County Number | 37183 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Raleigh-Cary, NC |
Operational Info
| Number of Employees | 191 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/01/2000 |
| Primary Insurance Agency | DIF |
| Website | http://www.northstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 35519 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.38B |
| Total Deposits | $1.15B |
| Total Liabilities | $1.26B |
| Total Equity Capital | $121.92M |
| Net Income | $4.71M |
| Net Loans and Leases | $1.15B |
| Assets Per Employee ($Millions) | $7.17M |
| Bank Premises and Fixed Assets | $37.27M |
| Cash and Balances due from Depository Institutions | $93.55M |
| Deposits Held in Domestic Offices | $1.15B |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 15.56% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 71.18% |
| Tier 1 Risk-Based Capital Ratio | 11.284% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.814% |
| Earning Assets to total Assets | 93.04% |
Income and Expense
| Total Interest Income | $17.93M |
| Total Noninterest Income | $2.78M |
| Total Interest Expense | $5.13M |
| Total Noninterest Expense | $11.09M |
| Net Interest Income | $12.80M |
| Pre-tax Net Operating Income | $4.71M |
| Provision for Credit Losses | $-220,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $100.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.41M |
| Total Liabilities and Capital | $1.38B |
Securities
| Securities | $53.70M |
| Available-for-sale debt securities | $4.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $48.90M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North State Bank?
$1.38B as of the latest filing.
How much are North State Bank's total deposits?
$1.15B in total deposits.
Where is North State Bank located?
Raleigh, NC.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
7.
When was it established?
06/01/2000.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$1.15B (latest filing).
What is the total interest income (latest filing)?
$17.93M.