The Yellowstone Bank
Laurel, MT
IDRSSD: 680457
Total Assets
$1.31B
Latest filing
Total Deposits
$1.09B
Latest filing
Net Interest Margin
4.47%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Yellowstone Bank
12 1st Ave
Laurel, MT 59044
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/26/1926FDIC Certificate 1330
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Yellowstone Bank (Main) | 12 1st Ave | Laurel, MT |
| GROVE STREET BRANCH | 2 W Grove St | Absarokee, MT |
| BROADUS BRANCH | 201 N Wilbur Ave | Broadus, MT |
| DRIVE-IN | 12 1st Ave | Laurel, MT |
| BILLINGS - DOWNTOWN BRANCH | 3010 3rd Ave N | Billings, MT |
| 2000 OVERLAND AVENUE BRANCH | 2000 Overland Ave | Billings, MT |
| BILLINGS - SHILOH BRANCH | 1511 Shiloh Rd | Billings, MT |
| BOZEMAN BRANCH | 1960 N 19th Ave | Bozeman, MT |
Showing 7 of 9
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/26/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59044 |
| State and County Number | 30111 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Billings, MT |
Operational Info
| Number of Employees | 104 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/06/2023 |
| Date of Deposit Insurance | 03/16/1934 |
| Primary Insurance Agency | DIF |
| Website | yellowstonebank.com |
| Data Updated | 11/14/2025 |
| CERT | 1978 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.31B |
| Total Deposits | $1.09B |
| Total Liabilities | $1.13B |
| Total Equity Capital | $177.19M |
| Net Income | $10.01M |
| Net Loans and Leases | $718.31M |
| Assets Per Employee ($Millions) | $12.82M |
| Bank Premises and Fixed Assets | $15.38M |
| Cash and Balances due from Depository Institutions | $95.20M |
| Deposits Held in Domestic Offices | $1.09B |
Key Performance Ratios
| Return on Assets (ROA) | 3.1% |
| Return on Equity (ROE) | 23.03% |
| Net Interest Margin | 4.47% |
| Efficiency Ratio | 30.68% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.548% |
| Earning Assets to total Assets | 95.63% |
Income and Expense
| Total Interest Income | $19.09M |
| Total Noninterest Income | $2.11M |
| Total Interest Expense | $5.33M |
| Total Noninterest Expense | $4.87M |
| Net Interest Income | $13.77M |
| Pre-tax Net Operating Income | $10.01M |
| Provision for Credit Losses | $1.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $598.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $39.41M |
| All Other Liabilities | $3.77M |
| Total Liabilities and Capital | $1.31B |
Securities
| Securities | $449.64M |
| Available-for-sale debt securities | $5.94M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $443.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Yellowstone Bank?
$1.31B as of the latest filing.
How much are The Yellowstone Bank's total deposits?
$1.09B in total deposits.
Where is The Yellowstone Bank located?
Laurel, MT.
What is the Net Interest Margin?
4.47%.
How many domestic offices does it operate?
10.
When was it established?
05/26/1926.
What is the Return on Assets (ROA)?
3.1%.
How much are total loans and leases?
$718.31M (latest filing).
What is the total interest income (latest filing)?
$19.09M.