Opportunity Bank of Montana
Helena, MT
IDRSSD: 685676
Total Assets
$2.10B
Latest filing
Total Deposits
$1.81B
Latest filing
Net Interest Margin
4.40%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Opportunity Bank of Montana
1400 Prospect Ave
Helena, MT 59601
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1922FDIC Certificate 43016
Branches (29)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Opportunity Bank of Montana (Main) | 1400 Prospect Ave | Helena, MT |
| DUTTON BRANCH | 101 Main St W | Dutton, MT |
| DENTON BRANCH | 423 Broadway Ave | Denton, MT |
| ASHLAND BRANCH | 300 Main St | Ashland, MT |
| GLASGOW BRANCH | 540 2nd Ave S | Glasgow, MT |
| HINSDALE BRANCH | 203 Mountana St | Hinsdale, MT |
| TWIN BRIDGES BRANCH | 107 S Main St | Twin Bridges, MT |
| BIG TIMBER BRANCH | 101 Mcleod St | Big Timber, MT |
Showing 7 of 29
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1922 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59601 |
| State and County Number | 30049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Helena, MT |
Operational Info
| Number of Employees | 374 |
| Domestic Offices | 30 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.opportunitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 30182 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.10B |
| Total Deposits | $1.81B |
| Total Liabilities | $1.86B |
| Total Equity Capital | $245.32M |
| Net Income | $5.39M |
| Net Loans and Leases | $1.51B |
| Assets Per Employee ($Millions) | $5.64M |
| Bank Premises and Fixed Assets | $101.44M |
| Cash and Balances due from Depository Institutions | $62.98M |
| Deposits Held in Domestic Offices | $1.81B |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 8.88% |
| Net Interest Margin | 4.4% |
| Efficiency Ratio | 70.82% |
| Tier 1 Risk-Based Capital Ratio | 13.149% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.662% |
| Earning Assets to total Assets | 86.95% |
Income and Expense
| Total Interest Income | $27.52M |
| Total Noninterest Income | $4.83M |
| Total Interest Expense | $7.39M |
| Total Noninterest Expense | $17.96M |
| Net Interest Income | $20.13M |
| Pre-tax Net Operating Income | $6.96M |
| Provision for Credit Losses | $39.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $86.00k |
| Other borrowed funds | $22.92M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $105.00k |
| All Other Liabilities | $28.05M |
| Total Liabilities and Capital | $2.10B |
Securities
| Securities | $281.23M |
| Available-for-sale debt securities | $281.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Opportunity Bank of Montana?
$2.10B as of the latest filing.
How much are Opportunity Bank of Montana's total deposits?
$1.81B in total deposits.
Where is Opportunity Bank of Montana located?
Helena, MT.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
30.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$1.51B (latest filing).
What is the total interest income (latest filing)?
$27.52M.