First Montana Bank, Inc.
Missoula, MT
IDRSSD: 613156
Total Assets
$562.90M
Latest filing
Total Deposits
$446.86M
Latest filing
Net Interest Margin
3.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Montana Bank, Inc.
201 N Higgins Ave
Missoula, MT 59802
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1913FDIC Certificate 287
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Montana Bank, Inc. (Main) | 201 N Higgins Ave | Missoula, MT |
| LIBBY DETACHED FACILITY | 600 E Missoula Ave | Troy, MT |
| ANACONDA BRANCH | 123 Main St | Anaconda, MT |
| LIBBY BRANCH | 504 Mineral Ave | Libby, MT |
| MISSOULA BROOKS STREET BRANCH | 3309 Brooks St | Missoula, MT |
| ANACONDA BRANCH | 1121 E Park Ave | Anaconda, MT |
| BOZEMAN BRANCH | 1336 Stoneridge Dr | Bozeman, MT |
| 1940 DEWEY BOULEVARD BRANCH | 1940 Dewey Blvd | Butte, MT |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59802 |
| State and County Number | 30063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Missoula, MT |
Operational Info
| Number of Employees | 92 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstmontanabank.com |
| Data Updated | 11/14/2025 |
| CERT | 363 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $562.90M |
| Total Deposits | $446.86M |
| Total Liabilities | $512.88M |
| Total Equity Capital | $50.03M |
| Net Income | $1.09M |
| Net Loans and Leases | $324.75M |
| Assets Per Employee ($Millions) | $6.55M |
| Bank Premises and Fixed Assets | $11.60M |
| Cash and Balances due from Depository Institutions | $43.35M |
| Deposits Held in Domestic Offices | $446.86M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 8.82% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 70.87% |
| Tier 1 Risk-Based Capital Ratio | 15.11% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.887% |
| Earning Assets to total Assets | 93.53% |
Income and Expense
| Total Interest Income | $6.57M |
| Total Noninterest Income | $575.00k |
| Total Interest Expense | $2.17M |
| Total Noninterest Expense | $3.53M |
| Net Interest Income | $4.41M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $6.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $61.41M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.61M |
| Total Liabilities and Capital | $562.90M |
Securities
| Securities | $161.88M |
| Available-for-sale debt securities | $23.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $138.30M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Montana Bank, Inc.?
$562.90M as of the latest filing.
How much are First Montana Bank, Inc.'s total deposits?
$446.86M in total deposits.
Where is First Montana Bank, Inc. located?
Missoula, MT.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$324.75M (latest filing).
What is the total interest income (latest filing)?
$6.57M.