The First State Bank of Malta
Malta, MT
IDRSSD: 615253
Total Assets
$173.24M
Latest filing
Total Deposits
$148.92M
Latest filing
Net Interest Margin
3.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First State Bank of Malta
1 S 1st St E
Malta, MT 59538
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/04/1903FDIC Certificate 1334
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First State Bank of Malta (Main) | 1 S 1st St E | Malta, MT | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/04/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59538 |
| State and County Number | 30071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbmalta.com |
| Data Updated | 11/14/2025 |
| CERT | 1982 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $173.24M |
| Total Deposits | $148.92M |
| Total Liabilities | $150.12M |
| Total Equity Capital | $23.12M |
| Net Income | $474.00k |
| Net Loans and Leases | $65.42M |
| Assets Per Employee ($Millions) | $8.25M |
| Bank Premises and Fixed Assets | $198.00k |
| Cash and Balances due from Depository Institutions | $15.69M |
| Deposits Held in Domestic Offices | $148.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 8.38% |
| Net Interest Margin | 3.19% |
| Efficiency Ratio | 55.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.344% |
| Earning Assets to total Assets | 96.39% |
Income and Expense
| Total Interest Income | $2.13M |
| Total Noninterest Income | $62.00k |
| Total Interest Expense | $787.00k |
| Total Noninterest Expense | $773.00k |
| Net Interest Income | $1.34M |
| Pre-tax Net Operating Income | $631.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.20M |
| Total Liabilities and Capital | $173.24M |
Securities
| Securities | $87.86M |
| Available-for-sale debt securities | $87.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank of Malta?
$173.24M as of the latest filing.
How much are The First State Bank of Malta's total deposits?
$148.92M in total deposits.
Where is The First State Bank of Malta located?
Malta, MT.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
1.
When was it established?
03/04/1903.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$65.42M (latest filing).
What is the total interest income (latest filing)?
$2.13M.