TrailWest Bank
Lolo, MT
IDRSSD: 615954
Total Assets
$1.09B
Latest filing
Total Deposits
$845.61M
Latest filing
Net Interest Margin
4.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
092901560LOLO, MT
Key People
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Locations
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Main Office
TrailWest Bank
11300 Us Highway 93 S
Lolo, MT 59847
Full Service - Brick and Mortar
Updated 04/10/2026Established 05/17/1982FDIC Certificate 16642
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| TrailWest Bank (Main) | 11300 Us Highway 93 S | Lolo, MT |
| NORTH VALLEY BRANCH AT SUPER ONE FOODS | 39 Stevensville Cutoff Rd | Stevensville, MT |
| FRENCHTOWN BRANCH | 16600 Beckwith St | Frenchtown, MT |
| ST. REGIS BRANCH | 651 Mt Highway 135 | Saint Regis, MT |
| MILLTOWN BRANCH | 7676 Montana 200 | Missoula, MT |
| SUPERIOR BRANCH | 200 River St | Superior, MT |
| BLODGETT VIEW BRANCH | 1131 N 1st St | Hamilton, MT |
| CORVALLIS BRANCH | 1070 Eastside Hwy | Corvallis, MT |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/17/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59847 |
| State and County Number | 30063 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Missoula, MT |
Operational Info
| Number of Employees | 182 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/17/1982 |
| Primary Insurance Agency | DIF |
| Website | www.trailwest.bank |
| Data Updated | 04/10/2026 |
| CERT | 23806 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.09B |
| Total Deposits | $845.61M |
| Total Liabilities | $997.68M |
| Total Equity Capital | $94.13M |
| Net Income | $4.65M |
| Net Loans and Leases | $887.68M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $15.29M |
| Cash and Balances due from Depository Institutions | $106.38M |
| Deposits Held in Domestic Offices | $845.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.73% |
| Return on Equity (ROE) | 20.29% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 50.73% |
| Tier 1 Risk-Based Capital Ratio | 10.675% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.606% |
| Earning Assets to total Assets | 94.25% |
Income and Expense
| Total Interest Income | $15.13M |
| Total Noninterest Income | $938.00k |
| Total Interest Expense | $4.74M |
| Total Noninterest Expense | $5.75M |
| Net Interest Income | $10.39M |
| Pre-tax Net Operating Income | $4.65M |
| Provision for Credit Losses | $930.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $140.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $798.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.07M |
| Total Liabilities and Capital | $1.09B |
Securities
| Securities | $48.32M |
| Available-for-sale debt securities | $5.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $43.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TrailWest Bank?
$1.09B as of the latest filing.
How much are TrailWest Bank's total deposits?
$845.61M in total deposits.
Where is TrailWest Bank located?
Lolo, MT.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
15.
When was it established?
05/17/1982.
What is the Return on Assets (ROA)?
1.73%.
How much are total loans and leases?
$887.68M (latest filing).
What is the total interest income (latest filing)?
$15.13M.