Farmers State Bank
Victor, MT
IDRSSD: 475354
Total Assets
$731.11M
Latest filing
Total Deposits
$651.59M
Latest filing
Net Interest Margin
4.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
103 Main St
Victor, MT 59875
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 272
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Farmers State Bank (Main) | 103 Main St | Victor, MT |
| FLORENCE BRANCH | 5501 Us Highway 93 N | Florence, MT |
| DARBY BRANCH | 805 South Main | Darby, MT |
| HAMILTON BRANCH | 1950 N 1st St | Hamilton, MT |
| LOLO BRANCH | 11000 Us Highway 93 S | Lolo, MT |
| MISSOULA BRANCH | 3130 N Reserve St | Missoula, MT |
| WEST MAIN STREET NIGHT DEPOSITORY BRANCH | 206 W Main St | Hamilton, MT |
| 725 MAIN STREET BRANCH | 725 Main St | Stevensville, MT |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59875 |
| State and County Number | 30081 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 136 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.farmersebank.com |
| Data Updated | 11/14/2025 |
| CERT | 342 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $731.11M |
| Total Deposits | $651.59M |
| Total Liabilities | $679.48M |
| Total Equity Capital | $51.63M |
| Net Income | $1.93M |
| Net Loans and Leases | $477.87M |
| Assets Per Employee ($Millions) | $5.54M |
| Bank Premises and Fixed Assets | $22.42M |
| Cash and Balances due from Depository Institutions | $10.86M |
| Deposits Held in Domestic Offices | $651.59M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 15.85% |
| Net Interest Margin | 4.09% |
| Efficiency Ratio | 74.34% |
| Tier 1 Risk-Based Capital Ratio | 12.922% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.062% |
| Earning Assets to total Assets | 93.47% |
Income and Expense
| Total Interest Income | $9.48M |
| Total Noninterest Income | $870.00k |
| Total Interest Expense | $2.56M |
| Total Noninterest Expense | $5.79M |
| Net Interest Income | $6.92M |
| Pre-tax Net Operating Income | $1.93M |
| Provision for Credit Losses | $71.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.89M |
| Total Liabilities and Capital | $731.11M |
Securities
| Securities | $198.27M |
| Available-for-sale debt securities | $198.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$731.11M as of the latest filing.
How much are Farmers State Bank's total deposits?
$651.59M in total deposits.
Where is Farmers State Bank located?
Victor, MT.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$477.87M (latest filing).
What is the total interest income (latest filing)?
$9.48M.