Valley Bank of Kalispell
Kalispell, MT
IDRSSD: 473257
Total Assets
$207.72M
Latest filing
Total Deposits
$189.13M
Latest filing
Net Interest Margin
4.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Valley Bank of Kalispell
41 3rd St W
Kalispell, MT 59901
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1911FDIC Certificate 1332
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Valley Bank of Kalispell (Main) | 41 3rd St W | Kalispell, MT |
| DETACHED FACILITY | 323 1st Ave W | Kalispell, MT |
| VALLEY BANK OF EUREKA BRANCH | 513 Us Highway 93 N | Eureka, MT |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59901 |
| State and County Number | 30029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Kalispell, MT |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.valleybankmt.com |
| Data Updated | 11/14/2025 |
| CERT | 1980 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $207.72M |
| Total Deposits | $189.13M |
| Total Liabilities | $190.25M |
| Total Equity Capital | $17.47M |
| Net Income | $707.00k |
| Net Loans and Leases | $139.38M |
| Assets Per Employee ($Millions) | $6.92M |
| Bank Premises and Fixed Assets | $574.00k |
| Cash and Balances due from Depository Institutions | $2.70M |
| Deposits Held in Domestic Offices | $189.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 16.73% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 57.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.41% |
| Earning Assets to total Assets | 97.38% |
Income and Expense
| Total Interest Income | $3.04M |
| Total Noninterest Income | $228.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $1.30M |
| Net Interest Income | $2.02M |
| Pre-tax Net Operating Income | $950.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.15M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.11M |
| Total Liabilities and Capital | $207.72M |
Securities
| Securities | $52.06M |
| Available-for-sale debt securities | $52.06M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Valley Bank of Kalispell?
$207.72M as of the latest filing.
How much are Valley Bank of Kalispell's total deposits?
$189.13M in total deposits.
Where is Valley Bank of Kalispell located?
Kalispell, MT.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
3.
When was it established?
07/01/1911.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$139.38M (latest filing).
What is the total interest income (latest filing)?
$3.04M.