Valley Bank of Ronan
Ronan, MT
IDRSSD: 624956
Total Assets
$203.37M
Latest filing
Total Deposits
$183.90M
Latest filing
Net Interest Margin
4.85%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Valley Bank of Ronan
63659 Us Highway 93
Ronan, MT 59864
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/21/1984FDIC Certificate 17297
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Valley Bank of Ronan (Main) | 63659 Us Highway 93 | Ronan, MT |
| LAKE COUNTY BANK BRANCH | 102 Crystal Street | Saint Ignatius, MT |
| ARLEE BRANCH | 92317 Us Highway 93 | Arlee, MT |
| HOT SPRINGS BRANCH | 100 Main Street | Hot Springs, MT |
| THOMPSON FALLS BRANCH | 1222 Maiden Ln | Thompson Falls, MT |
| POLSON BRANCH | 213 1st St W | Polson, MT |
| PLAINS MCGOWAN'S OFFICE BRANCH | 116 E. Railroad Avenue | Plains, MT |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/21/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59864 |
| State and County Number | 30047 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/21/1984 |
| Primary Insurance Agency | DIF |
| Website | www.valleybankronan.com |
| Data Updated | 01/30/2026 |
| CERT | 24966 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $203.37M |
| Total Deposits | $183.90M |
| Total Liabilities | $184.14M |
| Total Equity Capital | $19.23M |
| Net Income | $593.00k |
| Net Loans and Leases | $136.83M |
| Assets Per Employee ($Millions) | $3.28M |
| Bank Premises and Fixed Assets | $2.26M |
| Cash and Balances due from Depository Institutions | $37.90M |
| Deposits Held in Domestic Offices | $183.90M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 12.35% |
| Net Interest Margin | 4.85% |
| Efficiency Ratio | 72.34% |
| Tier 1 Risk-Based Capital Ratio | 13.945% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.457% |
| Earning Assets to total Assets | 94.05% |
Income and Expense
| Total Interest Income | $2.86M |
| Total Noninterest Income | $225.00k |
| Total Interest Expense | $571.00k |
| Total Noninterest Expense | $1.83M |
| Net Interest Income | $2.29M |
| Pre-tax Net Operating Income | $655.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $244.00k |
| Total Liabilities and Capital | $203.37M |
Securities
| Securities | $21.73M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $21.72M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Valley Bank of Ronan?
$203.37M as of the latest filing.
How much are Valley Bank of Ronan's total deposits?
$183.90M in total deposits.
Where is Valley Bank of Ronan located?
Ronan, MT.
What is the Net Interest Margin?
4.85%.
How many domestic offices does it operate?
7.
When was it established?
02/21/1984.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$136.83M (latest filing).
What is the total interest income (latest filing)?
$2.86M.