Bank of Montana

Missoula, MT
IDRSSD: 3470097
Total Assets
$331.21M
Latest filing
Total Deposits
$301.11M
Latest filing
Net Interest Margin
3.59%
Profitability

Locations

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Main Office
Bank of Montana
125 Bank St
Missoula, MT 59802
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/26/2007FDIC Certificate 453802

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Bank of Montana (Main)125 Bank StMissoula, MT

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/26/2007
Community BankYes
Ownership TypeNot Mutual
ZIP59802
State and County Number30063
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameMissoula, MT

Operational Info

Number of Employees8
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/26/2007
Primary Insurance AgencyDIF
Websitewww.bankofmontana.com
Data Updated11/14/2025
CERT58482
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$331.21M
Total Deposits$301.11M
Total Liabilities$302.33M
Total Equity Capital$28.88M
Net Income$3.28M
Net Loans and Leases$76.94M
Assets Per Employee ($Millions)$36.8M
Bank Premises and Fixed Assets$32.00k
Cash and Balances due from Depository Institutions$249.96M
Deposits Held in Domestic Offices$301.11M

Key Performance Ratios

Return on Assets (ROA)4.13%
Return on Equity (ROE)44.01%
Net Interest Margin3.59%
Efficiency Ratio19.5%
Tier 1 Risk-Based Capital Ratio35.675%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.718%
Earning Assets to total Assets98.24%

Income and Expense

Total Interest Income$3.85M
Total Noninterest Income$1.20M
Total Interest Expense$1.05M
Total Noninterest Expense$779.00k
Net Interest Income$2.80M
Pre-tax Net Operating Income$3.28M
Provision for Credit Losses$-62,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$39.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.23M
Total Liabilities and Capital$331.21M

Securities

Securities$16.00k
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Montana?
$331.21M as of the latest filing.
How much are Bank of Montana's total deposits?
$301.11M in total deposits.
Where is Bank of Montana located?
Missoula, MT.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
1.
When was it established?
11/26/2007.
What is the Return on Assets (ROA)?
4.13%.
How much are total loans and leases?
$76.94M (latest filing).
What is the total interest income (latest filing)?
$3.85M.