Bank of The Rockies
Helena, MT
IDRSSD: 475756
Total Assets
$270.38M
Latest filing
Total Deposits
$236.77M
Latest filing
Net Interest Margin
5.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
092901382WHITE SULPHUR SPRINGS, MT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of The Rockies
2000 Prospect Ave
Helena, MT 59601
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/01/1883FDIC Certificate 1462
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of The Rockies (Main) | 2000 Prospect Ave | Helena, MT |
| LEWISTOWN BRANCH | 401 W Main St | Lewistown, MT |
| CLYDE PARK BRANCH | 205 1st St E | Clyde Park, MT |
| PARADISE VALLEY BRANCH | 307 Story Rd | Emigrant, MT |
| LIVINGSTON BRANCH | 1203 W Park St | Livingston, MT |
| BANK OF THE ROCKIES BOZEMAN | 1276 N 15th Ave | Bozeman, MT |
| WHITE SULPHUR SPRINGS BRANCH | 205 W Main St | White Sulphur Springs, MT |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59601 |
| State and County Number | 30049 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Helena, MT |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.botr.bank |
| Data Updated | 01/30/2026 |
| CERT | 2205 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $270.38M |
| Total Deposits | $236.77M |
| Total Liabilities | $245.72M |
| Total Equity Capital | $24.66M |
| Net Income | $1.21M |
| Net Loans and Leases | $188.81M |
| Assets Per Employee ($Millions) | $4.51M |
| Bank Premises and Fixed Assets | $4.84M |
| Cash and Balances due from Depository Institutions | $20.59M |
| Deposits Held in Domestic Offices | $236.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.81% |
| Return on Equity (ROE) | 19.63% |
| Net Interest Margin | 5.33% |
| Efficiency Ratio | 66.08% |
| Tier 1 Risk-Based Capital Ratio | 11.776% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.12% |
| Earning Assets to total Assets | 94.96% |
Income and Expense
| Total Interest Income | $4.36M |
| Total Noninterest Income | $415.00k |
| Total Interest Expense | $1.00M |
| Total Noninterest Expense | $2.49M |
| Net Interest Income | $3.36M |
| Pre-tax Net Operating Income | $1.21M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $285.00k |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $948.00k |
| Total Liabilities and Capital | $270.38M |
Securities
| Securities | $50.45M |
| Available-for-sale debt securities | $4.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $46.36M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of The Rockies?
$270.38M as of the latest filing.
How much are Bank of The Rockies's total deposits?
$236.77M in total deposits.
Where is Bank of The Rockies located?
Helena, MT.
What is the Net Interest Margin?
5.33%.
How many domestic offices does it operate?
7.
When was it established?
08/01/1883.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$188.81M (latest filing).
What is the total interest income (latest filing)?
$4.36M.