Institution Class	State chartered stock savings banks / S&L
Primary Regulator	FDIC
Established Date	01/01/1870
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	19057
State and County Number	42017
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	03
Numeric code	41
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees	87
Domestic Offices	13
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	04/30/2025
Date of Deposit Insurance	08/09/1989
Primary Insurance Agency	DIF
Website	N/A
Data Updated	12/12/2025
CERT	27799
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$766.13M
Total Deposits	$623.55M
Total Liabilities	$643.47M
Total Equity Capital	$122.67M
Net Income	$-31,000
Net Loans and Leases	$439.32M
Assets Per Employee ($Millions)	$8.81M
Bank Premises and Fixed Assets	$16.33M
Cash and Balances due from Depository Institutions	$19.07M
Deposits Held in Domestic Offices	$623.55M

Return on Assets (ROA)	-0.02%
Return on Equity (ROE)	-0.1%
Net Interest Margin	2.54%
Efficiency Ratio	103.22%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	-0.03%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	16.011%
Earning Assets to total Assets	89.04%

Total Interest Income	$7.67M
Total Noninterest Income	$587.00k
Total Interest Expense	$3.25M
Total Noninterest Expense	$5.20M
Net Interest Income	$4.42M
Pre-tax Net Operating Income	$-131,000
Provision for Credit Losses	$-63,000
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$5.00M
Federal Funds Sold & Reverse Repurchase Agreement	$1.00k
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$14.92M
Total Liabilities and Capital	$766.13M

Securities	$229.54M
Available-for-sale debt securities	$146.17M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$83.37M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of William Penn Bank?

$766.13M as of the latest filing.

How much are William Penn Bank's total deposits?

$623.55M in total deposits.

Where is William Penn Bank located?

Levittown, PA.

What is the Net Interest Margin?

2.54%.

How many domestic offices does it operate?

13.

When was it established?

01/01/1870.

What is the Return on Assets (ROA)?

-0.02%.

How much are total loans and leases?

$439.32M (latest filing).

What is the total interest income (latest filing)?

$7.67M.