The Juniata Valley Bank

Mifflintown, PA
IDRSSD: 215710
Total Assets
$879.61M
Latest filing
Total Deposits
$775.66M
Latest filing
Net Interest Margin
3.21%
Profitability

Locations

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Main Office
The Juniata Valley Bank
1 S Main St
Mifflintown, PA 17059
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1867FDIC Certificate 4935

Branches (13)

Page 1 of 2
NameAddressCity / State
The Juniata Valley Bank (Main)1 S Main StMifflintown, PA
FANNETT/METAL BRANCH16400 Path Valley RdSpring Run, PA
WATER STREET BRANCH100 W Water StLewistown, PA
BURNHAM BRANCH320 S Logan BlvdBurnham, PA
MILLERSTOWN BRANCH4 N Market StMillerstown, PA
PORT ROYAL BRANCH301 Market StPort Royal, PA
MOUNTAIN VIEW BRANCH4068 William Penn HwyMifflintown, PA
MONUMENT SQUARE BRANCH1 E Market StLewistown, PA
Showing 7 of 13

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1867
Community BankYes
Ownership TypeNot Mutual
ZIP17059
State and County Number42067
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees131
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/03/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.jvbonline.com
Data Updated11/14/2025
CERT7614
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$879.61M
Total Deposits$775.66M
Total Liabilities$825.57M
Total Equity Capital$54.04M
Net Income$2.06M
Net Loans and Leases$570.89M
Assets Per Employee ($Millions)$6.82M
Bank Premises and Fixed Assets$9.39M
Cash and Balances due from Depository Institutions$10.48M
Deposits Held in Domestic Offices$775.66M

Key Performance Ratios

Return on Assets (ROA)0.94%
Return on Equity (ROE)15.6%
Net Interest Margin3.21%
Efficiency Ratio67.61%
Tier 1 Risk-Based Capital Ratio11.89%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.144%
Earning Assets to total Assets93.46%

Income and Expense

Total Interest Income$9.99M
Total Noninterest Income$1.45M
Total Interest Expense$3.44M
Total Noninterest Expense$5.41M
Net Interest Income$6.55M
Pre-tax Net Operating Income$2.38M
Provision for Credit Losses$216.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$29.81M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$13.64M
All Other Liabilities$6.45M
Total Liabilities and Capital$879.61M

Securities

Securities$246.34M
Available-for-sale debt securities$61.46M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$184.56M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Juniata Valley Bank?
$879.61M as of the latest filing.
How much are The Juniata Valley Bank's total deposits?
$775.66M in total deposits.
Where is The Juniata Valley Bank located?
Mifflintown, PA.
What is the Net Interest Margin?
3.21%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1867.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$570.89M (latest filing).
What is the total interest income (latest filing)?
$9.99M.