Woodlands Bank
Williamsport, PA
IDRSSD: 1479470
Total Assets
$631.10M
Latest filing
Total Deposits
$570.83M
Latest filing
Net Interest Margin
3.29%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Woodlands Bank
2450 E 3rd St
Williamsport, PA 17701
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/10/1990FDIC Certificate 46371
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Woodlands Bank (Main) | 2450 E 3rd St | Williamsport, PA |
| WEST SOUTHERN AVENUE BRANCH | 618 W Southern Ave | Williamsport, PA |
| 213 WEST FOURTH STREET BRANCH | 213 W 4th St | Williamsport, PA |
| HALLS STATION OFFICE BRANCH | 973 Lycoming Mall Dr | Pennsdale, PA |
| JERSEY SHORE OFFICE BRANCH | 1146 Allegheny St | Jersey Shore, PA |
| NEWBERRY OFFICE BRANCH | 1980 W 4th St | Williamsport, PA |
| HUGHESVILLE OFFICE BRANCH | 2 S Main St | Hughesville, PA |
| LOCK HAVEN OFFICE BRANCH | 202 N Jay St | Lock Haven, PA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/10/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17701 |
| State and County Number | 42081 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Williamsport, PA |
Operational Info
| Number of Employees | 104 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/10/1990 |
| Primary Insurance Agency | DIF |
| Website | www.woodlandsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 33136 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $631.10M |
| Total Deposits | $570.83M |
| Total Liabilities | $585.75M |
| Total Equity Capital | $45.35M |
| Net Income | $1.45M |
| Net Loans and Leases | $435.43M |
| Assets Per Employee ($Millions) | $6.07M |
| Bank Premises and Fixed Assets | $10.67M |
| Cash and Balances due from Depository Institutions | $41.42M |
| Deposits Held in Domestic Offices | $570.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 13.18% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 68.04% |
| Tier 1 Risk-Based Capital Ratio | 11.325% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.186% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $7.29M |
| Total Noninterest Income | $1.24M |
| Total Interest Expense | $2.54M |
| Total Noninterest Expense | $4.08M |
| Net Interest Income | $4.75M |
| Pre-tax Net Operating Income | $1.73M |
| Provision for Credit Losses | $180.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.85M |
| Total Liabilities and Capital | $631.10M |
Securities
| Securities | $112.80M |
| Available-for-sale debt securities | $112.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Woodlands Bank?
$631.10M as of the latest filing.
How much are Woodlands Bank's total deposits?
$570.83M in total deposits.
Where is Woodlands Bank located?
Williamsport, PA.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
8.
When was it established?
10/10/1990.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$435.43M (latest filing).
What is the total interest income (latest filing)?
$7.29M.