PS Bank
Wyalusing, PA
IDRSSD: 597313
Total Assets
$628.42M
Latest filing
Total Deposits
$549.47M
Latest filing
Net Interest Margin
3.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PS Bank
42621 Route 6
Wyalusing, PA 18853
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/25/1914FDIC Certificate 341
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| PS Bank (Main) | 42621 Route 6 | Wyalusing, PA |
| BRADFORD TOWN SHPG CTR BRANCH | 42621 Route 6 | Wyalusing, PA |
| DUSHORE BRANCH | 202 S Turnpike St | Dushore, PA |
| FACTORYVILLE BRANCH | 118 College Ave | Factoryville, PA |
| SAYRE BRANCH | 205 W Lockhart St | Sayre, PA |
| NORTH TOWANDA BRANCH | 90 Colonial Dr | Towanda, PA |
| EATON TOWNSHIP BRANCH | 802 Hunter Hwy | Tunkhannock, PA |
| CLARKS SUMMIT BRANCH | 100 Old Lackawanna Trl | Clarks Summit, PA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/25/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18853 |
| State and County Number | 42015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Sayre, PA |
Operational Info
| Number of Employees | 78 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | psbanking.com |
| Data Updated | 11/14/2025 |
| CERT | 444 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $628.42M |
| Total Deposits | $549.47M |
| Total Liabilities | $565.72M |
| Total Equity Capital | $62.71M |
| Net Income | $3.01M |
| Net Loans and Leases | $408.68M |
| Assets Per Employee ($Millions) | $7.76M |
| Bank Premises and Fixed Assets | $8.97M |
| Cash and Balances due from Depository Institutions | $66.17M |
| Deposits Held in Domestic Offices | $549.47M |
Key Performance Ratios
| Return on Assets (ROA) | 1.94% |
| Return on Equity (ROE) | 19.78% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 47.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.979% |
| Earning Assets to total Assets | 93.98% |
Income and Expense
| Total Interest Income | $8.44M |
| Total Noninterest Income | $1.49M |
| Total Interest Expense | $2.70M |
| Total Noninterest Expense | $3.46M |
| Net Interest Income | $5.74M |
| Pre-tax Net Operating Income | $3.57M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $67.00k |
| Other borrowed funds | $11.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.74M |
| Total Liabilities and Capital | $628.42M |
Securities
| Securities | $121.97M |
| Available-for-sale debt securities | $110.00M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PS Bank?
$628.42M as of the latest filing.
How much are PS Bank's total deposits?
$549.47M in total deposits.
Where is PS Bank located?
Wyalusing, PA.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
11.
When was it established?
11/25/1914.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$408.68M (latest filing).
What is the total interest income (latest filing)?
$8.44M.