InFirst Bank

Indiana, PA
IDRSSD: 904171
Total Assets
$665.55M
Latest filing
Total Deposits
$600.18M
Latest filing
Net Interest Margin
3.76%
Profitability

Locations

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Main Office
InFirst Bank
935 Philadelphia St
Indiana, PA 15701
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 40597

Branches (10)

Page 1 of 2
NameAddressCity / State
InFirst Bank (Main)935 Philadelphia StIndiana, PA
TOWNFAIR CENTER OFFICE475 S Ben Franklin RdIndiana, PA
PUNXSUTAWNEY OFFICE BRANCH8 Beyer RdPunxsutawney, PA
BURRELL TOWNSHIP BRANCH915 Route 22 Hwy WBlairsville, PA
INDIANA MESSENGER SERVICE935 Philadelphia StIndiana, PA
RICHLAND TOWNSHIP OFFICE1420 Scalp AveJohnstown, PA
TROUTVILLE BRANCH35 Kentucky AvenuePunxsutawney, PA
HARRISON CITY BRANCH340 Waugaman RdHarrison City, PA
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1922
Community BankYes
Ownership TypeNot Mutual
ZIP15701
State and County Number42063
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameIndiana, PA

Operational Info

Number of Employees117
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.infirstbank.bank
Data Updated11/14/2025
CERT27763
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$665.55M
Total Deposits$600.18M
Total Liabilities$607.43M
Total Equity Capital$58.12M
Net Income$1.43M
Net Loans and Leases$573.43M
Assets Per Employee ($Millions)$5.74M
Bank Premises and Fixed Assets$9.20M
Cash and Balances due from Depository Institutions$32.37M
Deposits Held in Domestic Offices$600.18M

Key Performance Ratios

Return on Assets (ROA)0.88%
Return on Equity (ROE)10.05%
Net Interest Margin3.76%
Efficiency Ratio67.29%
Tier 1 Risk-Based Capital Ratio13.399%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.732%
Earning Assets to total Assets95.24%

Income and Expense

Total Interest Income$9.53M
Total Noninterest Income$541.00k
Total Interest Expense$3.69M
Total Noninterest Expense$4.29M
Net Interest Income$5.83M
Pre-tax Net Operating Income$2.00M
Provision for Credit Losses$81.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.25M
Total Liabilities and Capital$665.55M

Securities

Securities$32.08M
Available-for-sale debt securities$32.08M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of InFirst Bank?
$665.55M as of the latest filing.
How much are InFirst Bank's total deposits?
$600.18M in total deposits.
Where is InFirst Bank located?
Indiana, PA.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$573.43M (latest filing).
What is the total interest income (latest filing)?
$9.53M.