Reliance Savings Bank

Altoona, PA
IDRSSD: 743679
Total Assets
$648.07M
Latest filing
Total Deposits
$502.85M
Latest filing
Net Interest Margin
3.39%
Profitability

Locations

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Main Office
Reliance Savings Bank
1300 11th Avenue
Altoona, PA 16601
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1939FDIC Certificate 42951

Branches (7)

Page 1 of 1
NameAddressCity / State
Reliance Savings Bank (Main)1300 11th AvenueAltoona, PA
MEADOWS BRANCH1254 Plank RdDuncansville, PA
PLANK ROAD BRANCH226 W Plank RdAltoona, PA
NORTH ATHERTON BRANCH100 Hawbaker Industrial DrState College, PA
LAKEMONT BRANCH401 S Logan BlvdAltoona, PA
TYRONE BRANCH916 Pennsylvania AveTyrone, PA
17TH STREET BRANCH1921 Pleasant Valley BlvdAltoona, PA
MARTINSBURG OFFICE BRANCH3918 Cove Mountain RdMartinsburg, PA
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1939
Community BankYes
Ownership TypeNot Mutual
ZIP16601
State and County Number42013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameAltoona, PA

Operational Info

Number of Employees84
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/26/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.reliancebank.bank
Data Updated11/14/2025
CERT30117
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$648.07M
Total Deposits$502.85M
Total Liabilities$572.43M
Total Equity Capital$75.64M
Net Income$409.00k
Net Loans and Leases$476.40M
Assets Per Employee ($Millions)$7.62M
Bank Premises and Fixed Assets$13.31M
Cash and Balances due from Depository Institutions$21.23M
Deposits Held in Domestic Offices$502.85M

Key Performance Ratios

Return on Assets (ROA)0.25%
Return on Equity (ROE)2.18%
Net Interest Margin3.39%
Efficiency Ratio73.61%
Tier 1 Risk-Based Capital Ratio15.379%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.66%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.671%
Earning Assets to total Assets92.39%

Income and Expense

Total Interest Income$7.85M
Total Noninterest Income$880.00k
Total Interest Expense$2.80M
Total Noninterest Expense$4.37M
Net Interest Income$5.05M
Pre-tax Net Operating Income$498.00k
Provision for Credit Losses$1.07M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$25.44M
Federal Funds Sold & Reverse Repurchase Agreement$323.00k
Federal Funds Purchased and Repurchased Agreement$34.39M
All Other Liabilities$9.76M
Total Liabilities and Capital$648.07M

Securities

Securities$115.19M
Available-for-sale debt securities$115.19M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Reliance Savings Bank?
$648.07M as of the latest filing.
How much are Reliance Savings Bank's total deposits?
$502.85M in total deposits.
Where is Reliance Savings Bank located?
Altoona, PA.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1939.
What is the Return on Assets (ROA)?
0.25%.
How much are total loans and leases?
$476.40M (latest filing).
What is the total interest income (latest filing)?
$7.85M.