Pennian Bank
Mifflintown, PA
IDRSSD: 212018
Total Assets
$662.12M
Latest filing
Total Deposits
$573.67M
Latest filing
Net Interest Margin
3.57%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
031310206MIFFLINTOWN, PA031312110SCRANTON, PA
Key People
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Locations
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Main Office
Pennian Bank
2 N Main St
Mifflintown, PA 17059
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/19/1889FDIC Certificate 4934
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Pennian Bank (Main) | 2 N Main St | Mifflintown, PA |
| TUSCARORA VALLEY BRANCH | 5804 William Penn Hwy | Mifflintown, PA |
| FERMANAGH BRANCH | 50 Stop Plaza Dr | Mifflintown, PA |
| DELAWARE BRANCH | 24021 Route 333 | Thompsontown, PA |
| ICKESBURG BRANCH | 250 Tuscarora Path | Ickesburg, PA |
| LOYSVILLE BRANCH | 3544 Shermans Valley Rd | Loysville, PA |
| EAST WATERFORD BRANCH | 9775 Route 75 S | East Waterford, PA |
| MESSENGER SERVICE BRANCH #1 | 2 N Main St | Mifflintown, PA |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/19/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17059 |
| State and County Number | 42067 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 133 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pennian.bank |
| Data Updated | 01/30/2026 |
| CERT | 7613 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $662.12M |
| Total Deposits | $573.67M |
| Total Liabilities | $612.98M |
| Total Equity Capital | $49.15M |
| Net Income | $835.00k |
| Net Loans and Leases | $428.74M |
| Assets Per Employee ($Millions) | $5.02M |
| Bank Premises and Fixed Assets | $5.65M |
| Cash and Balances due from Depository Institutions | $31.57M |
| Deposits Held in Domestic Offices | $573.67M |
Key Performance Ratios
| Return on Assets (ROA) | 0.51% |
| Return on Equity (ROE) | 6.92% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 78.89% |
| Tier 1 Risk-Based Capital Ratio | 15.449% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.422% |
| Earning Assets to total Assets | 93.39% |
Income and Expense
| Total Interest Income | $8.17M |
| Total Noninterest Income | $1.18M |
| Total Interest Expense | $2.70M |
| Total Noninterest Expense | $5.25M |
| Net Interest Income | $5.47M |
| Pre-tax Net Operating Income | $723.00k |
| Provision for Credit Losses | $681.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $34.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.60M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.31M |
| Total Liabilities and Capital | $662.12M |
Securities
| Securities | $163.18M |
| Available-for-sale debt securities | $163.18M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pennian Bank?
$662.12M as of the latest filing.
How much are Pennian Bank's total deposits?
$573.67M in total deposits.
Where is Pennian Bank located?
Mifflintown, PA.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
13.
When was it established?
04/19/1889.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$428.74M (latest filing).
What is the total interest income (latest filing)?
$8.17M.