Pennian Bank
Mifflintown, PA
IDRSSD: 212018
Total Assets
$656.72M
Latest filing
Total Deposits
$570.33M
Latest filing
Net Interest Margin
2.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pennian Bank
2 N Main St
Mifflintown, PA 17059
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/19/1889FDIC Certificate 4934
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Pennian Bank (Main) | 2 N Main St | Mifflintown, PA |
| TUSCARORA VALLEY BRANCH | 5804 William Penn Hwy | Mifflintown, PA |
| FERMANAGH BRANCH | 50 Stop Plaza Dr | Mifflintown, PA |
| DELAWARE BRANCH | 24021 Route 333 | Thompsontown, PA |
| ICKESBURG BRANCH | 250 Tuscarora Path | Ickesburg, PA |
| LOYSVILLE BRANCH | 3544 Shermans Valley Rd | Loysville, PA |
| EAST WATERFORD BRANCH | 9775 Route 75 S | East Waterford, PA |
| MESSENGER SERVICE BRANCH #1 | 2 N Main St | Mifflintown, PA |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/19/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17059 |
| State and County Number | 42067 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 132 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pennian.bank |
| Data Updated | 11/14/2025 |
| CERT | 7613 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $656.72M |
| Total Deposits | $570.33M |
| Total Liabilities | $609.29M |
| Total Equity Capital | $47.43M |
| Net Income | $-179,000 |
| Net Loans and Leases | $431.36M |
| Assets Per Employee ($Millions) | $4.94M |
| Bank Premises and Fixed Assets | $5.54M |
| Cash and Balances due from Depository Institutions | $19.61M |
| Deposits Held in Domestic Offices | $570.33M |
Key Performance Ratios
| Return on Assets (ROA) | -0.11% |
| Return on Equity (ROE) | -1.56% |
| Net Interest Margin | 2.96% |
| Efficiency Ratio | 88.59% |
| Tier 1 Risk-Based Capital Ratio | 15.107% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.52% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.222% |
| Earning Assets to total Assets | 92.92% |
Income and Expense
| Total Interest Income | $7.45M |
| Total Noninterest Income | $1.18M |
| Total Interest Expense | $2.87M |
| Total Noninterest Expense | $5.10M |
| Net Interest Income | $4.58M |
| Pre-tax Net Operating Income | $-201,000 |
| Provision for Credit Losses | $858.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $34.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.96M |
| Total Liabilities and Capital | $656.72M |
Securities
| Securities | $165.82M |
| Available-for-sale debt securities | $165.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pennian Bank?
$656.72M as of the latest filing.
How much are Pennian Bank's total deposits?
$570.33M in total deposits.
Where is Pennian Bank located?
Mifflintown, PA.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
13.
When was it established?
04/19/1889.
What is the Return on Assets (ROA)?
-0.11%.
How much are total loans and leases?
$431.36M (latest filing).
What is the total interest income (latest filing)?
$7.45M.