Quaint Oak Bank
Southampton, PA
IDRSSD: 815277
Total Assets
$677.99M
Latest filing
Total Deposits
$559.83M
Latest filing
Net Interest Margin
2.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Quaint Oak Bank
501 Knowles Ave
Southampton, PA 18966
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1926FDIC Certificate 80582
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Quaint Oak Bank (Main) | 501 Knowles Ave | Southampton, PA |
| ALLENTOWN BRANCH | 1710 Union Blvd | Allentown, PA |
| PHILADELPHIA BRANCH OFFICE | 117-21 Spring Garden Street, Suite A | Philadelphia, PA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18966 |
| State and County Number | 42017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 133 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/2000 |
| Primary Insurance Agency | DIF |
| Website | www.quaintoak.com |
| Data Updated | 11/14/2025 |
| CERT | 35497 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $677.99M |
| Total Deposits | $559.83M |
| Total Liabilities | $611.12M |
| Total Equity Capital | $66.88M |
| Net Income | $368.00k |
| Net Loans and Leases | $601.62M |
| Assets Per Employee ($Millions) | $5.1M |
| Bank Premises and Fixed Assets | $4.84M |
| Cash and Balances due from Depository Institutions | $54.12M |
| Deposits Held in Domestic Offices | $559.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.22% |
| Return on Equity (ROE) | 2.19% |
| Net Interest Margin | 2.94% |
| Efficiency Ratio | 85.67% |
| Tier 1 Risk-Based Capital Ratio | 12.31% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.864% |
| Earning Assets to total Assets | 96.3% |
Income and Expense
| Total Interest Income | $10.10M |
| Total Noninterest Income | $1.82M |
| Total Interest Expense | $5.33M |
| Total Noninterest Expense | $5.66M |
| Net Interest Income | $4.77M |
| Pre-tax Net Operating Income | $507.00k |
| Provision for Credit Losses | $426.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $45.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.29M |
| Total Liabilities and Capital | $677.99M |
Securities
| Securities | $1.07M |
| Available-for-sale debt securities | $1.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Quaint Oak Bank?
$677.99M as of the latest filing.
How much are Quaint Oak Bank's total deposits?
$559.83M in total deposits.
Where is Quaint Oak Bank located?
Southampton, PA.
What is the Net Interest Margin?
2.94%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1926.
What is the Return on Assets (ROA)?
0.22%.
How much are total loans and leases?
$601.62M (latest filing).
What is the total interest income (latest filing)?
$10.10M.