First Resource Bank

Exton, PA
IDRSSD: 3349241
Total Assets
$817.31M
Latest filing
Total Deposits
$730.17M
Latest filing
Net Interest Margin
3.87%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

031918873EXTON, PA

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
First Resource Bank
800 N Pottstown Pike
Exton, PA 19341
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/02/2005FDIC Certificate 432803

Branches (2)

Page 1 of 1
NameAddressCity / State
First Resource Bank (Main)800 N Pottstown PikeExton, PA
WEST CHESTER OFFICE844 Paoli PikeWest Chester, PA
WAYNE321 W Lancaster AveWayne, PA
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/02/2005
Community BankYes
Ownership TypeNot Mutual
ZIP19341
State and County Number42029
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees70
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/02/2005
Primary Insurance AgencyDIF
Websitewww.firstresourcebank.com
Data Updated01/30/2026
CERT57967
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$817.31M
Total Deposits$730.17M
Total Liabilities$752.93M
Total Equity Capital$64.38M
Net Income$2.40M
Net Loans and Leases$673.48M
Assets Per Employee ($Millions)$11.2M
Bank Premises and Fixed Assets$10.25M
Cash and Balances due from Depository Institutions$90.52M
Deposits Held in Domestic Offices$730.17M

Key Performance Ratios

Return on Assets (ROA)1.24%
Return on Equity (ROE)15.69%
Net Interest Margin3.87%
Efficiency Ratio55.11%
Tier 1 Risk-Based Capital Ratio10.874%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.19%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.876%
Earning Assets to total Assets96.46%

Income and Expense

Total Interest Income$11.90M
Total Noninterest Income$336.00k
Total Interest Expense$4.72M
Total Noninterest Expense$4.14M
Net Interest Income$7.18M
Pre-tax Net Operating Income$3.01M
Provision for Credit Losses$368.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$16.01M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.75M
Total Liabilities and Capital$817.31M

Securities

Securities$27.64M
Available-for-sale debt securities$18.52M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$9.12M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Resource Bank?
$817.31M as of the latest filing.
How much are First Resource Bank's total deposits?
$730.17M in total deposits.
Where is First Resource Bank located?
Exton, PA.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
3.
When was it established?
05/02/2005.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$673.48M (latest filing).
What is the total interest income (latest filing)?
$11.90M.