Western Bank
Lubbock, TX
IDRSSD: 199463
Total Assets
$837.63M
Latest filing
Total Deposits
$721.12M
Latest filing
Net Interest Margin
5.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Western Bank
1617 Broadway
Lubbock, TX 79401
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1909FDIC Certificate 1133
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Western Bank (Main) | 1617 Broadway | Lubbock, TX |
| GRUVER BRANCH | 3 Main Plz | Gruver, TX |
| ABILENE BRANCH | 2550 Buffalo Gap Rd | Abilene, TX |
| BIG SPRING BRANCH | 607 Scurry St | Big Spring, TX |
| BROWNWOOD BRANCH | 1110 Clements | Brownwood, TX |
| LUBBOCK LPO | 1116 Broadway | Lubbock, TX |
| LUBBOCK 82ND BRANCH | 5701 82nd St | Lubbock, TX |
| AMARILLO - LEXINGTON BRANCH | 4800 Lexington Sq | Amarillo, TX |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79401 |
| State and County Number | 48303 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lubbock, TX |
Operational Info
| Number of Employees | 140 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/06/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.westernbank.com |
| Data Updated | 11/14/2025 |
| CERT | 1720 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $837.63M |
| Total Deposits | $721.12M |
| Total Liabilities | $766.08M |
| Total Equity Capital | $71.55M |
| Net Income | $4.55M |
| Net Loans and Leases | $666.51M |
| Assets Per Employee ($Millions) | $6.03M |
| Bank Premises and Fixed Assets | $40.32M |
| Cash and Balances due from Depository Institutions | $76.68M |
| Deposits Held in Domestic Offices | $721.12M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 26.03% |
| Net Interest Margin | 5.25% |
| Efficiency Ratio | 60.03% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.542% |
| Earning Assets to total Assets | 91.24% |
Income and Expense
| Total Interest Income | $13.85M |
| Total Noninterest Income | $1.51M |
| Total Interest Expense | $3.99M |
| Total Noninterest Expense | $6.83M |
| Net Interest Income | $9.86M |
| Pre-tax Net Operating Income | $4.55M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $6.80M |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.96M |
| Total Liabilities and Capital | $837.63M |
Securities
| Securities | $31.40M |
| Available-for-sale debt securities | $31.40M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Western Bank?
$837.63M as of the latest filing.
How much are Western Bank's total deposits?
$721.12M in total deposits.
Where is Western Bank located?
Lubbock, TX.
What is the Net Interest Margin?
5.25%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$666.51M (latest filing).
What is the total interest income (latest filing)?
$13.85M.