Bank of the West
Grapevine, TX
IDRSSD: 859552
Total Assets
$829.87M
Latest filing
Total Deposits
$748.11M
Latest filing
Net Interest Margin
4.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of the West
108 W Northwest Hwy
Grapevine, TX 76051
Limited Service - Administrative
Updated 01/30/2026Established 04/01/1986FDIC Certificate 35351
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of the West (Main) | 108 W Northwest Hwy | Grapevine, TX |
| DETACHED FACILITY | 2012 Pease St | Vernon, TX |
| BELT LINE BRANCH | 950 N Belt Line Rd | Irving, TX |
| IRVING BLVD | 2400 W Irving Blvd | Irving, TX |
| LEWISVILLE BRANCH | 329 W Main St | Lewisville, TX |
| PONDER TEXAS BRANCH | 301 North Highway 156 | Ponder, TX |
| GRAPEVINE MAIN BRANCH | 108 W Northwest Hwy | Grapevine, TX |
| VERNON BRANCH | 1630 Hillcrest Dr | Vernon, TX |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/01/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76051 |
| State and County Number | 48439 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 116 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/01/1986 |
| Primary Insurance Agency | DIF |
| Website | www.bnkwest.com |
| Data Updated | 01/30/2026 |
| CERT | 26627 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $829.87M |
| Total Deposits | $748.11M |
| Total Liabilities | $754.92M |
| Total Equity Capital | $74.96M |
| Net Income | $3.03M |
| Net Loans and Leases | $503.43M |
| Assets Per Employee ($Millions) | $7.34M |
| Bank Premises and Fixed Assets | $26.92M |
| Cash and Balances due from Depository Institutions | $213.02M |
| Deposits Held in Domestic Offices | $748.11M |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 16.34% |
| Net Interest Margin | 4.48% |
| Efficiency Ratio | 66.59% |
| Tier 1 Risk-Based Capital Ratio | 15.123% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.032% |
| Earning Assets to total Assets | 94.84% |
Income and Expense
| Total Interest Income | $11.78M |
| Total Noninterest Income | $663.00k |
| Total Interest Expense | $3.09M |
| Total Noninterest Expense | $6.23M |
| Net Interest Income | $8.69M |
| Pre-tax Net Operating Income | $2.98M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.80M |
| Total Liabilities and Capital | $829.87M |
Securities
| Securities | $80.64M |
| Available-for-sale debt securities | $80.64M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of the West?
$829.87M as of the latest filing.
How much are Bank of the West's total deposits?
$748.11M in total deposits.
Where is Bank of the West located?
Grapevine, TX.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
11.
When was it established?
04/01/1986.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$503.43M (latest filing).
What is the total interest income (latest filing)?
$11.78M.