Peoples Bank
Lubbock, TX
IDRSSD: 819855
Total Assets
$1.16B
Latest filing
Total Deposits
$1.04B
Latest filing
Net Interest Margin
4.72%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank
5820 82nd St
Lubbock, TX 79424
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/13/1968FDIC Certificate 13582
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Peoples Bank (Main) | 5820 82nd St | Lubbock, TX |
| SEYMOUR BRANCH | 201 N Washington St | Seymour, TX |
| WHITNEY BRANCH | 307 N Brazos St | Whitney, TX |
| LORENZO BRANCH | 416 Harrison Avenue | Lorenzo, TX |
| 34TH STREET BRANCH | 3801 34th St | Lubbock, TX |
| NAZARETH BRANCH | 101 W Highway 86 | Nazareth, TX |
| SHALLOWATER BRANCH | 7503 Highway 84 | Shallowater, TX |
| SLATON BANKING CENTER BRANCH | 1605 W Division St | Slaton, TX |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/13/1968 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79424 |
| State and County Number | 48303 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lubbock, TX |
Operational Info
| Number of Employees | 152 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/13/1968 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbanktexas.com |
| Data Updated | 01/30/2026 |
| CERT | 19788 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.16B |
| Total Deposits | $1.04B |
| Total Liabilities | $1.04B |
| Total Equity Capital | $114.76M |
| Net Income | $5.42M |
| Net Loans and Leases | $761.06M |
| Assets Per Employee ($Millions) | $7.42M |
| Bank Premises and Fixed Assets | $18.47M |
| Cash and Balances due from Depository Institutions | $34.64M |
| Deposits Held in Domestic Offices | $1.04B |
Key Performance Ratios
| Return on Assets (ROA) | 1.88% |
| Return on Equity (ROE) | 19.22% |
| Net Interest Margin | 4.72% |
| Efficiency Ratio | 50.86% |
| Tier 1 Risk-Based Capital Ratio | 14.284% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.92% |
| Earning Assets to total Assets | 93.11% |
Income and Expense
| Total Interest Income | $17.09M |
| Total Noninterest Income | $1.57M |
| Total Interest Expense | $4.40M |
| Total Noninterest Expense | $7.36M |
| Net Interest Income | $12.69M |
| Pre-tax Net Operating Income | $6.75M |
| Provision for Credit Losses | $149.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $56.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.27M |
| Total Liabilities and Capital | $1.16B |
Securities
| Securities | $243.64M |
| Available-for-sale debt securities | $243.64M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank?
$1.16B as of the latest filing.
How much are Peoples Bank's total deposits?
$1.04B in total deposits.
Where is Peoples Bank located?
Lubbock, TX.
What is the Net Interest Margin?
4.72%.
How many domestic offices does it operate?
12.
When was it established?
02/13/1968.
What is the Return on Assets (ROA)?
1.88%.
How much are total loans and leases?
$761.06M (latest filing).
What is the total interest income (latest filing)?
$17.09M.